256 Redd Banks Ln, Hampstead, NC 28443 Property Records

Pender County property record for 256 Redd Banks Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,416 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Jul 2025)
Tax Bill	$6,995 (2025)
Deeds & Mortgages	Dec 2019 Second Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4224-06-9412-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-06-9412-0000`
Alternative APNs	`001033636` `977860`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,416 sqft Total Area

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	505 ft deep x 155 ft wide
Terrain	Rolling
Pool Area	512 sqft
Patio Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	001033636
Old Parcel Number	4224 06 9412 0000
Street Address	256 REDD BANKS LN
City	HAMPSTEAD
State	NC
Zip	28443-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	L18,PB 39/10 REDD BANKS PLANTATION
Legal Subdivision	REDD BANKS ON VIRGINIA CREEK
Legal Lot Number	18
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 14, 2019	Loan Modification, Mortgage · Line of Credit SOUTH ST BK
Aug 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK
Nov 15, 2017	Warranty Deed, Transfer · Conventional with PMI D&K LAND PARTNERS LLC
Nov 3, 2017	Trustee's Deed, Transfer ROY W & PATSY R MATHEWS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	0024654867
Deed Book / Page	2465 / 4867
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	HAMPSTEAD, NC 28443
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046992094
Date	Dec 12, 2019
Book Page	4699/2094

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 6, 2041

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	HAMPSTEAD, NC 28443
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046982130
Date	Dec 2, 2019
Book Page	4698/2130

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	HAMPSTEAD, NC 28443
Document Number	0046930161
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 REDD BANKS LN HAMPSTEAD NC 284432761, HAMPSTEAD, NC 28443-2761

Mortgage

Document Number	0046930161
Date	Sep 11, 2019
Book Page	004693/000161
Instrument	20053741

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PENDER NC
Recording Date	Aug 21, 2018
Property Address	HAMPSTEAD, NC 28443
Document Number	0046702701
Book / Page	004670 / 002701
Instrument Date	Aug 21, 2018
Instrument	20040291
Transaction Type	Construction Loan
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	REDD BANKS LN HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	46702701
Date	Aug 21, 2018
Book Page	004670/002701
Instrument	20040291

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTSON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 15, 2017
Property Address	HAMPSTEAD, NC 28443
Document Number	0046541970
Book / Page	004654 / 001970
Instrument Date	Nov 14, 2017
Instrument	20030566
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	471 ROYAL TERN DR HAMPSTEAD NC 284437176, HAMPSTEAD, NC 28443-7176

Mortgage

Document Number	46541974
Date	Nov 15, 2017
Book Page	004654/001974
Instrument	20030567

Lender

Name	D&K LAND PARTNERS LLC
Address	1838 SIR TYLER DR # 210, WILMINGTON, NC 28405-8378

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Nov 14, 2022

November 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PENDER NC
Recording Date	Nov 3, 2017
Property Address	HAMPSTEAD, NC 28443
Document Number	0046540232
Book / Page	004654 / 000232
Instrument Date	Nov 1, 2017
Instrument	20030202
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,065.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1838 SIR TYLER DR #210 WILMINGTON NC 284058378, 210, WILMINGTON, NC 28405-8378
Investor	Possibly a Property Investor

Mortgage

Document Number	46540236
Date	Nov 3, 2017
Book Page	004654/000236
Instrument	20030203

Lender

Name	ROY W & PATSY R MATHEWS
Address	148 REDD BANKS LN, HAMPSTEAD, NC 28443-9115
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Nov 2, 2020

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,995.00 (+12.37%)	$981,243 (+33.57%) Land $124,533 Building $856,710	$981,243 (+33.57%) Land $124,533 Building $856,710
2023		$734,630 (-) Land $315,051 Building $419,579	$734,630 (-) Land $315,051 Building $419,579
2022	$6,225.00	$734,630 Land $315,051 Building $419,579	$734,630 Land $315,051 Building $419,579

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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