245 Redd Banks Ln, Hampstead, NC 28443 Property Records

Pender County property record for 245 Redd Banks Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,447 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$518,000 (Oct 2020)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2019 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4224-06-6112-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-06-6112-0000`
Alternative APNs	`000036237` `977071`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,447 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000036237
Old Parcel Number	4224 06 6112 0000
Street Address	245 REDD BANKS LN
City	HAMPSTEAD
State	NC
Zip	28443-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 7 PB 39/10 REDD BANKS PLANTATION
Legal Subdivision	REDD BANKS ON VIRGINIA CREEK
Legal Lot Number	7
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

245 Redd Banks Ln is owned and occupied by an individual who bought it in October 2020.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Nov 14, 2019	Warranty Deed, Transfer · Line of Credit BUILDER FINANCE GROUP LLC
Mar 18, 2019	Grant Deed, Mortgage · Line of Credit FIRST BK
Jan 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	0006504727
Deed Book / Page	650 / 4727
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 6, 2020
Property Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Document Number	0047270650
Book / Page	4727 / 650
Map Reference	MB 39 PG 10
Instrument Date	Oct 6, 2020
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 997, HAMPSTEAD, NC 28443-0997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761

Mortgage

Document Number	0004727653
Date	Oct 6, 2020
Instrument	4727/653

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 14, 2019
Property Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Document Number	0046971506
Book / Page	4697 / 1506
Map Reference	MB 39 PG 10
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1838 SIR TYLER DRIVE #210210, 1838, HAMPSTEAD, NC 28443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 997, WILMINGTON, NC 28402-0997

Mortgage

Document Number	0046971509
Date	Nov 14, 2019
Instrument	4697/1509

Lender

Name	BUILDER FINANCE GROUP LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Mar 18, 2019
Property Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Document Number	0046810269
Book / Page	004681 / 000269
Instrument Date	Mar 18, 2019
Instrument	20046755
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2885 SLOOP POINT LOOP RD HAMPSTEAD NC 284432456, HAMPSTEAD, NC 28443-2456

Mortgage

Document Number	46810269
Date	Mar 18, 2019
Book Page	004681/000269
Instrument	20046755

Lender

Name	FIRST BK
Type	Bank
Address	201 MARKET ST, WILMINGTON, NC 28401-4443

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 4, 2019
Property Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Document Number	0046770678
Book / Page	004677 / 000678
Instrument Date	Dec 18, 2018
Instrument	20044335
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,350.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1838 SIR TYLER DR WILMINGTON NC 284058372, WILMINGTON, NC 28405-8372

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Sep 18, 2017
Property Address	245 REDD BANKS LN, HAMPSTEAD, NC 28443-2761
Document Number	0046510666
Book / Page	004651 / 000666
Instrument Date	Jun 7, 2017
Instrument	20028507
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7673 CROSSING RIDGE DR BELEWS CREEK NC 270099218, BELEWS CREEK, NC 27009-9218

Tax Assessment & Valuation

The 2025 property tax bill for 245 Redd Banks Ln was $4,754.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00	$578,233 Land $94,500 Building $483,733	$578,233 Land $94,500 Building $483,733
2023		$492,377 (-) Land $179,990 Building $312,387	$492,377 (-) Land $179,990 Building $312,387
2022	$4,099.00	$492,377 Land $179,990 Building $312,387	$492,377 Land $179,990 Building $312,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Redd Banks Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Redd Banks Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Redd Banks Ln

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