256 Phillips Valley Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 256 Phillips Valley Rd, Mars Hill, NC 28754

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,568 sqft · built 2017
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Sep 2026)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9747-35-3952`

Property Details

APN / Parcel Number

Primary APN	`9747-35-3952`
Alternative APNs	`9747353952 0003300` `3300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Heated Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Deck Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	256 PHILLIPS VALLEY RD
City	MARS HILL
State	NC
Zip	28754-6118
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-A
Legal Block	35
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	1
Census Block	1024
Census Tract	10601

Owner

Source: Madison County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · FHA Mortgage CREDIT UNION MORTGAGE ASSOCIATION
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 24, 2017	Warranty Deed, Subdivision Related Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	2026363222
Deed Book / Page	842 / 179
Prior Transfer Date	Nov 18, 2013
Prior Transfer Doc	0005630679
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 24, 2026
Property Address	256 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6118
Document Number	0000363222
Book / Page	842 / 179
Instrument Date	Sep 24, 2026
Instrument	2026363222
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6118

Mortgage

Document Number	0000363222,
Date	Sep 24, 2026
Book Page	842/182
Instrument	2026363222

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	256 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6118
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007520436
Date	Jun 7, 2022
Book Page	752/436
Instrument	347015

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	9.5%

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Mar 24, 2017
Property Address	256 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6118
Document Number	0006270332
Book / Page	000627 / 000332
Instrument Date	Mar 23, 2017
Instrument	324716
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	256 PHILLIPS VALLEY RD MARS HILL NC 28754, MARS HILL, NC 28754

Mortgage

Document Number	6270351
Date	Mar 24, 2017
Book Page	000627/000351
Instrument	324719

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 23, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00	$209,768 (-) Land $48,639 Building $161,129	$209,768 (-) Land $48,639 Building $161,129
2024	$1,123.00	$209,768 (+53.63%) Land $48,639 Building $161,129	$209,768 (+53.63%) Land $48,639 Building $161,129
2023		$136,542 Land $26,786 Building $109,756	$136,542 Land $26,786 Building $109,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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