Madison County property record for 186 Phillips Valley Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,988 sqft · built 2018 |
| Lot Size | 1.8 acres (78,844 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9747-25-8089 |
| Primary APN | 9747-25-8089 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,988 sqft Heated Area |
| Flooring | Hardwood |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.8 acres) |
| Terrain | Other |
| Porch | Open Porch |
|---|---|
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 204 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Heat Pump |
| Street Address | 186 PHILLIPS VALLEY RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-6117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | TR:1 PL:9-495 |
| Legal Tract | 1 |
| Legal Block | 35 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10601 |
Source: Madison County records, as of November 22, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 186 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO |
| Aug 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2017 |
| Deed Sale | Aug 21, 2017 |
| Deed Document Number | 0000635356 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 186 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006960330 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 696/330 |
| Instrument | 337504 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BRISTOL, VA 24202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Aug 21, 2017 |
| Property Address | 186 PHILLIPS VALLEY RD, MARS HILL, NC 28754-6117 |
| Document Number | 0006350356 |
| Book / Page | 000635 / 000356 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 326294 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $152.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 ROBERT ALLMAN RD WEAVERVILLE NC 287878476, WEAVERVILLE, NC 28787-8476 |
Source: Madison County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $356,003 Land $38,435 Building $317,568 | $356,003 Land $38,435 Building $317,568 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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