256 Patty Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 256 Patty Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1981
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Tax Bill	$510 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00410032000`

Property Details

APN / Parcel Number

Primary APN	`00410032000`
Alternative APNs	`00410032` `20930`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Heated Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20930
Old Parcel Number	00410032000
Street Address	256 PATTY RD
City	RINGGOLD
State	GA
Zip	30736-7454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT LL 258 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1000
Census Tract	30303

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 PATTY RD, RINGGOLD, GA 30736-7454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage DIRECTIONS EQUITY
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	256 PATTY RD, RINGGOLD, GA 30736-7454
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 PATTY RD, RINGGOLD, GA 30736-7454

Mortgage

Document Number	0024180000000043
Date	Nov 18, 2025
Book Page	0000002418/0000000043
Instrument	2025008072

Lender

Name	DIRECTIONS EQUITY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	256 PATTY RD, RINGGOLD, GA 30736-7454
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 PATTY RD, RINGGOLD, GA 30736-7454

Mortgage

Document Number	0022830000000644
Date	Jun 29, 2023
Book Page	0000002283/0000000644

Lender

Name	CADENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	256 PATTY RD, RINGGOLD, GA 30736-7454
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 PATTY RD, RINGGOLD, GA 30736-7454

Mortgage

Document Number	0021540000000041
Date	Jul 20, 2021
Book Page	0000002154/0000000041
Instrument	007027

Lender

Name	TJC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$510.00 (-23.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$126,664 (+34.13%) Land $29,798 Building $96,866	$316,660 (+34.13%) Land $74,494 Building $242,166
2023	$664.00 (-63.31%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$94,437 Land $20,431 Building $74,006	$236,091 Land $51,077 Building $185,014
2022	$1,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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