132 PATTY RD RINGGOLD GA 307367454, RINGGOLD, GA 30736-7454
Mortgage
Document Number
0020160374
Date
Oct 29, 2019
Book Page
002016/000374
Instrument
7417
Lender
Name
FIRST BK
Type
Bank
Address
NASHVILLE, TN 37201
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
120 Months
Due
Oct 28, 2029
Interest
Rate Type
Adjustable Rate
August 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CATOOSA GA
Recording Date
Aug 9, 2019
Property Address
132 PATTY RD, RINGGOLD, GA 30736-7454
Document Number
0020020472
Book / Page
002002 / 000472
Instrument Date
Aug 9, 2019
Instrument
5268
Transaction Type
Transfer
Record Updated
Aug 27, 2019
Title Company
BATTLEFIELD TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$290.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
132 PATTY RD RINGGOLD GA 307367454, RINGGOLD, GA 30736-7454
Mortgage
Document Number
20020475
Date
Aug 9, 2019
Book Page
002002/000475
Instrument
5268
Lender
Name
MORTGAGE INVTRS
Type
Mortgage Company
Address
KNOXVILLE, TN 37923
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 8, 2049
August 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
CATOOSA GA
Recording Date
Aug 9, 2019
Property Address
132 PATTY RD, RINGGOLD, GA 30736-7454
Document Number
0020020469
Book / Page
002002 / 000469
Instrument Date
Jun 10, 2019
Transaction Type
Transfer
Record Updated
Aug 19, 2019
Title Company
NW GA LAND TITLE COMPANY, NW GA LAND TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
132 PATTY RD RINGGOLD GA 307367454, RINGGOLD, GA 30736-7454
Tax Assessment & Valuation
The 2025 property tax bill for 132 Patty Rd was $2,826 with a homeowner's exemption, down 5.6% from the year before.
Source: Catoosa County assessment roll, as of February 2, 2026
Property Jurisdictions
Type
Name
State
Georgia
County
Catoosa County
Unified School District
Catoosa County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,826.00 (-5.58%)Homeowner's exemption
$218,560 (+55.72%)Land $51,508Building $167,052
$546,400 (+55.72%)Land $128,770Building $417,630
2024
$2,993.00 (+10.44%)
$140,358 (+15.92%)Land $24,860Building $115,498
$350,897 (+15.92%)Land $62,151Building $288,746
2023
$2,710.00 (+17.88%)
$121,084Land $35,369Building $85,715
$302,710Land $88,423Building $214,287
2022
$2,299.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 132 Patty Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (2026)
Most Recent Claim
Aug 2026
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 132 Patty Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source
Purchased surface water from several systems
Last State Inspection
Jul 2024
Lead
3 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: Ringgold Telephone Company.