Middlesex County and Reading Town property record for 256 Grove St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,400 sqft · built 1994 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,025,000 (Aug 2023) |
| Tax Bill | $13,910 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Feb 2024 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | READ M:037.0-0000-0006.0 |
| Primary APN | READ M:037.0-0000-0006.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 4,400 sqft Living Area |
| Gross Area | 7,252 sqft |
| Basement Area | 2,080 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1510000000030 |
|---|---|
| Street Address | 256 GROVE ST |
| City | READING |
| State | MA |
| Zip | 01867-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 334300 |
256 Grove St is owner-occupied and held in a trust since February 2024.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 256 GROVE ST, READING, MA 01867-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2024 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Feb 12, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 22, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on File |
| Deed Sale | Aug 22, 2023 · Amount on File |
| Deed Book / Page | 81916 / 448 |
| Last Transfer Date | Feb 9, 2024 |
| Transfer Doc | 082474-311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 256 GROVE ST, READING, MA 01867-1208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 083240-287 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 83240/287 |
| Instrument | 104325 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 12, 2024 |
| Property Address | 256 GROVE ST, READING, MA 01867-1208 |
| Document Number | 082474-311 |
| Book / Page | 82474 / 311 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 14094 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 256 GROVE ST, READING, MA 01867-1208 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 22, 2023 |
| Property Address | 256 GROVE ST, READING, MA 01867-1208 |
| Document Number | 081916-448 |
| Book / Page | 81916 / 448 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 94621 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 256 GROVE ST, READING, MA 01867-1208 |
| Document Number | 0000094622 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 94622 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 2.75% |
|---|---|
| Type Change Date | Aug 22, 2028 |
The 2026 property tax bill for 256 Grove St was $13,910, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,910.00 (+1.52%) | $1,269,200 (+5.5%) Land $580,800 Building $687,600 | $1,579,570 (+38.17%) |
| 2025 | $13,702.00 (-5.48%) | $1,203,000 (-2.74%) Land $550,500 Building $652,500 | $1,143,230 (+19.21%) |
| 2024 | $14,496.00 (+3.23%) | $1,236,900 (+10.9%) Land $528,800 Building $708,100 | $959,025 |
| 2023 | $14,042.00 | $1,115,300 Land $476,800 Building $638,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 256 Grove St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 256 Grove St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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