Middlesex County and Reading Town property record for 240 Grove St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,361 sqft · built 2016 |
| Lot Size | 0.547 acres (23,849 sqft) |
| Owner | Trust Name on File |
| Last Sale | $326,000 (Sep 2015) |
| Tax Bill | $17,114 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:038.0-0000-0002.0 |
| Primary APN | READ M:038.0-0000-0002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,361 sqft Living Area |
| Gross Area | 6,043 sqft |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,849 sqft (0.547 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1330000000040 |
|---|---|
| Street Address | 240 GROVE ST |
| City | READING |
| State | MA |
| Zip | 01867-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 334300 |
240 Grove St is owner-occupied and held in a trust since September 2015.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 240 GROVE ST, READING, MA 01867-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK |
| Aug 8, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage STONEHAM COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2015 · Amount on File |
| Deed Sale | Sep 24, 2015 · Amount on File |
| Deed Document Number | 2015162835 |
| Deed Book / Page | 66121 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 240 GROVE ST, READING, MA 01867-1208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78510-582 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 78510/582 |
| Instrument | 186631 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 240 GROVE ST, READING, MA 01867-1208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69741-347 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 69741/347 |
| Instrument | 126533 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
The 2026 property tax bill for 240 Grove St was $17,114, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,114.00 (+1.53%) | $1,561,500 (+5.51%) Land $563,600 Building $997,900 | $1,654,071 (+11.02%) |
| 2025 | $16,856.00 (+1.16%) | $1,479,900 (+4.09%) Land $534,200 Building $945,700 | $1,489,885 (+12.65%) |
| 2024 | $16,662.00 (+3.25%) | $1,421,700 (+10.91%) Land $513,200 Building $908,500 | $1,322,590 |
| 2023 | $16,138.00 | $1,281,800 Land $462,700 Building $819,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Grove St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Grove St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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