256 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 256 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,995 sqft · built 2021
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (May 2026)
Tax Bill	$5,885 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242011340`

Property Details

APN / Parcel Number

Primary APN	`242011340`
Alternative APN	`R614 029 000 2402 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,995 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	256 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9058 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9058
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

256 Flatwater Dr is owned by two individuals who bought it in May 2026.

Source: Beaufort County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	250 ROBERTS RD, VERSAILLES, KY 40383-8628
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS
Nov 19, 2021	Intrafamily Transfer, Transfer
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2020	Warranty Deed, Construction Loan · Construction Mortgage TD BANK NA
Oct 1, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202622809
Deed Book / Page	4541 / 1420
Prior Transfer Date	May 13, 2026
Prior Transfer Doc	0000022809
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 22, 2026
Property Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000022809
Book / Page	4541 / 1420
Instrument Date	May 13, 2026
Instrument	202622809
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597,920.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	250 ROBERTS RD, VERSAILLES, KY 40383-8628

Mortgage

Document Number	0000022810,
Date	May 22, 2026
Instrument	202622810

Lender

Name	MORTGAGE EQUITY PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Nov 19, 2021
Property Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000080862
Book / Page	4086 / 280
Map Reference	MB 153 PG 150-152
Instrument Date	Oct 20, 2021
Instrument	2021080862
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Nov 19, 2021
Property Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000080860
Book / Page	4086 / 256
Map Reference	MB 153 PG 150-152
Instrument Date	Oct 20, 2021
Instrument	2021080860
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368

Mortgage

Document Number	0000080861
Date	Nov 19, 2021
Instrument	2021080861

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 5, 2020
Property Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000056659
Book / Page	3917 / 1001
Map Reference	MB 153 PG 150-152
Instrument Date	Oct 1, 2020
Instrument	2020056659
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$539.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7939 LUSARDI CREEK LN, SAN DIEGO, CA 92127-1208

Mortgage

Document Number	0000056839
Date	Oct 5, 2020
Instrument	2020056839

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 1, 2020
Property Address	256 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000055863
Book / Page	003916 / 000242
Instrument Date	Sep 28, 2020
Instrument	55863
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$618.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	591 BROWNS COVE RD #G RIDGELAND SC 299367281, G, RIDGELAND, SC 29936-7281
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 256 Flatwater Dr was $5,885, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,885.00 (-0.07%)	$37,950 (-15.55%)
2024	$5,889.00	$44,936 (-) Land $14,000 Building $30,936	$1,123,400 (-) Land $350,000 Building $773,400
2023	$5,889.00 (+3.01%)	$44,936 (+36.17%) Land $14,000 Building $30,936	$1,123,400 (+36.17%) Land $350,000 Building $773,400
2022	$5,717.00 Homeowner's exemption	$33,000 Land $8,280 Building $24,720	$825,000 Land $207,000 Building $618,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 256 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Flatwater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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