Montgomery County property record for 256 Cottage Ave, Horsham, PA 19044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,376 sqft · built 1930 |
| Lot Size | 0.197 acres (8,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,200 (Jun 2003) |
| Tax Bill | $4,469 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00-02443-00-5 |
| Primary APN | 36-00-02443-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,590 sqft (0.197 acres) |
| Lot Dimensions | 141 ft deep x 60 ft wide |
| Garage Area | 264 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 256 COTTAGE AVE |
|---|---|
| City | HORSHAM |
| State | PA |
| Zip | 19044-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | L 345-347 INC |
| Legal Block | 25 |
| Legal Lot Number | 345 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | HORSHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 200502 |
256 Cottage Ave is owned and occupied by an individual who bought it in June 2003.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 256 COTTAGE AVE, HORSHAM, PA 19044-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HATBORO FCU |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HATBORO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on File |
| Deed Sale | Jun 30, 2003 · Amount on File |
| Prior Sale | Nov 29, 2000 · Amount on File |
| Deed Book / Page | 5462 / 995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 256 COTTAGE AVE, HORSHAM, PA 19044-2529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01548100596 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 15481/00596 |
| Instrument | 2022005492 |
| Name | HATBORO FCU |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 256 COTTAGE AVE, HORSHAM, PA 19044-2529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01548100580 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 15481/00580 |
| Instrument | 2022005491 |
| Name | HATBORO FCU |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 256 Cottage Ave was $4,469.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Horsham Township |
| Unified School District | Hatboro-Horsham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,469.00 | $103,560 | $103,560 |
| 2025 | $4,469.00 | ||
| 2024 | $103,560 (-) | ||
| 2023 | $4,070.00 (+5.03%) | $103,560 | |
| 2022 | $3,875.00 | ||
| 1998 | $103,560 | ||
| 1996 | $103,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 256 Cottage Ave in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 39 (1980–2026) |
| Claims Outside the SFHA | 12 of 39 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 256 Cottage Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSHAM WATER&SEWER AUTHORITY serves 26,000 people · EPA ID PA1460033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 97 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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