256 Cedar St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 256 Cedar St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,893 sqft · built 1986
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Oct 2018)
Tax Bill	$8,910 (2025)
Deeds & Mortgages	Sep 2020 Refinance Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/025.0-0333-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/025.0-0333-0000.0`
Alternative APN	`ASHL M:025.0 B:0333 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
1st Floor Area	957 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	256 CEDAR ST
City	ASHLAND
State	MA
Zip	01721-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	ASHLAND
Legal Block	333
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3019
Census Tract	385203

Owner

256 Cedar St is owned and occupied by two individuals who bought it in October 2018.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	256 CEDAR ST, ASHLAND, MA 01721-1936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 19, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Mar 31, 2014 · Amount on File
Deed Book / Page	71766 / 567
Transfer Doc	071766-567
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	256 CEDAR ST, ASHLAND, MA 01721-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75658-338
Date	Sep 18, 2020
Book Page	75658/338
Instrument	165617

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	256 CEDAR ST, ASHLAND, MA 01721-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73132-540
Date	Aug 19, 2019
Book Page	73132/540
Instrument	123143

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Oct 19, 2018
Property Address	256 CEDAR ST, ASHLAND, MA 01721-1936
Document Number	71766-567
Book / Page	71766 / 567
Instrument	160950
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	717660570
Date	Oct 19, 2018
Instrument	71766/0570

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 256 Cedar St was $8,910, up 2.5% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,910.00 (+2.5%)	$697,700 (+6.26%) Land $247,700 Building $450,000	$740,240 (+7.98%)
2024	$8,693.00 (+9.72%)	$656,600 (+14.11%) Land $247,700 Building $408,900	$685,520
2023	$7,923.00	$575,400 Land $236,300 Building $339,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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