233 Cedar St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 233 Cedar St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,776 sqft · built 1962
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$588,888 (Aug 2022)
Tax Bill	$7,805 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:014/025.0-0095-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/025.0-0095-0000.0`
Alternative APN	`ASHL M:025.0 B:0095 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	233 CEDAR ST
City	ASHLAND
State	MA
Zip	01721-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	95
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2001
Census Tract	385203

Owner

233 Cedar St is owned and occupied by two individuals who bought it in August 2022.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 CEDAR ST, ASHLAND, MA 01721-1976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CITY BANK
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Mar 26, 2013 · Amount on File
Deed Document Number	2022130007
Deed Book / Page	80624 / 363
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Aug 24, 2022
Property Address	233 CEDAR ST, ASHLAND, MA 01721-1976
Document Number	080624-363
Book / Page	80624 / 363
Instrument Date	Aug 24, 2022
Instrument	130007
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 CEDAR ST, ASHLAND, MA 01721-1976
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130012
Date	Aug 24, 2022
Instrument	130012

Lender

Name	METRO CITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Sep 1, 2027
Max Rate At Change	5.63%
Index	1-Year CMT

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	233 CEDAR ST, ASHLAND, MA 01721-1976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69131-117
Date	Apr 12, 2017
Book Page	69131/117
Instrument	53400

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 233 Cedar St was $7,805, up 1.4% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,805.00 (+1.44%)	$611,200 (+5.18%) Land $238,200 Building $373,000	$730,740 (+11.51%)
2024	$7,694.00 (+8.93%)	$581,100 (+13.3%) Land $238,200 Building $342,900	$655,310
2023	$7,063.00	$512,900 Land $226,800 Building $286,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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