Suffolk County and Smithtown Town property record for 256 3rd St, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,076 sqft · built 1962 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,500 (Oct 2013) |
| Tax Bill | $15,664 (2024) |
| Deeds & Mortgages | Jul 2019 Refinance Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 57.-2-16 |
| Primary APN | 473489 57.-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 1,096 sqft |
| 2nd Floor Area | 980 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J70900 |
|---|---|
| Street Address | 256 3RD ST |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-791751 TC-76 *585 LOT 779 ST JAMES PARK |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 256 3RD ST, SAINT JAMES, NY 11780-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Dec 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2013 · Amount on Record |
| Deed Sale | Oct 2, 2013 · Amount on Record |
| Deed Book / Page | 12746 / 955 |
| Prior Transfer Date | May 15, 2001 |
| Prior Transfer Doc | 0121210483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 256 3RD ST, SAINT JAMES, NY 11780-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230460444 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 23046/444 |
| Instrument | DK014141 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 256 3RD ST, SAINT JAMES, NY 11780-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232150356 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 23215/356 |
| Instrument | DL045366 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2050 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,092 (-) Land $200 Building $5,892 | $761,500 (+10,775.46%) Land $25,000 Building $736,500 | |
| 2024 | $15,664.00 | ||
| 2023 | $6,092 Land $200 Building $5,892 | $7,002 Land $230 Building $6,772 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures