Suffolk County and Smithtown Town property record for 247 3rd St, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,305 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Aug 2023) |
| Tax Bill | $15,967 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 57.-1-22 |
| Primary APN | 473489 57.-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,305 sqft Living Area |
| Gross Area | 3,117 sqft |
| 1st Floor Area | 1,450 sqft |
| 2nd Floor Area | 855 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J71035 |
|---|---|
| Street Address | 247 3RD ST |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-788976 TC-76 *585 LOT 642 ST JAMES PARK |
| Legal Subdivision | MAP ST JAMES PARK |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records · APN 473489 57.-1-22
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 TIMBER RIDGE DR, HOLTSVILLE, NY 11742-1661 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 07, 2023 | Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP |
| Sep 08, 2020 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2023 · Amount on Record |
| Deed Sale | Aug 07, 2023 · Amount on Record |
| Prior Sale | Sep 08, 2020 · Amount on Record |
| Deed Book / Page | 13212 / 658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 07, 2023 |
| Property Address | 247 3RD ST, SAINT JAMES, NY 11780-2442 |
| Document Number | 0132120658 |
| Book / Page | 13212 / 658 |
| Instrument Date | Jun 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 TIMBER RIDGE DR, HOLTSVILLE, NY 11742-1661 |
| Document Number | 0023526640 |
|---|---|
| Date | Aug 07, 2023 |
| Instrument | 23526/640 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 08, 2020 |
| Property Address | 247 3RD ST, SAINT JAMES, NY 11780-2442 |
| Document Number | 0130700317 |
| Book / Page | 13070 / 317 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 COPPERBEECH RD, SAINT JAMES, NY 11780-2128 |
| Investor | Possibly a Property Investor |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,910 (-) Land $200 Building $5,710 | $738,750 (+10,775.17%) Land $25,000 Building $713,750 | |
| 2024 | $15,967.00 | ||
| 2023 | $5,910 Land $200 Building $5,710 | $6,793 Land $230 Building $6,563 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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