2225 65th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2225 65th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,325 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2022)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-012-2200`

Property Details

APN / Parcel Number

Primary APN	`25-012-2200`
Alternative APNs	`25-00012-2200` `16789`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	136 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16789
Street Address	2225 65TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THAT PT OF THE NW 1/4 OF SW 1/4 DESC AS FOLLOWS: BEG AT THE NW CORNER OF SAID NW 1/4 OF SW 1/4; THENCE SLY ALONG THE W LINE
Legal Range	30W
Legal Township	35N
Legal Section	12
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1025
Census Tract	30301

Owner

2225 65th Ave SE is owned and occupied by two individuals who bought it in November 2022.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2225 65TH AVE SE, SAINT CLOUD, MN 56304-9421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 16, 2018	Deed of Trust, Transfer · Conventional with PMI PRIME LNDG
Mar 16, 2018	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Mar 22, 2018 · Amount on File
Deed Document Number	20221492012
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000853655
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 7, 2022
Property Address	2225 65TH AVE SE, SAINT CLOUD, MN 56304-9421
Document Number	0000951710
Instrument Date	Nov 22, 2022
Instrument	951710
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2225 65TH AVE SE, SAINT CLOUD, MN 56304-9421

Mortgage

Document Number	0000951711
Date	Dec 7, 2022
Instrument	951711

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2225 65TH AVE SE, SAINT CLOUD, MN 56304-9421
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	QUDARY TITLE, QUARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000942540
Date	May 17, 2022
Instrument	942540

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2225 65TH AVE SE, SAINT CLOUD, MN 56304-9421
Document Number	0000853661
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 65TH AVE SE ST CLOUD MN 563049421, ST CLOUD, MN 56304-9421

Mortgage

Document Number	0000853661
Date	Mar 22, 2018
Instrument	853661

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Mar 21, 2028

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2225 65TH AVE SE, SAINT CLOUD, MN 56304-9421
Document Number	0000853660
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 65TH AVE SE ST CLOUD MN 563049421, ST CLOUD, MN 56304-9421

Mortgage

Document Number	0000853660
Date	Mar 22, 2018
Instrument	853660

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2225 65th Ave SE was $2,840 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,800 (+2.32%) Land $148,700 Building $213,100	$361,800 (+2.32%) Land $148,700 Building $213,100
2025	$2,840.00	$353,600 Land $143,400 Building $210,200	$353,600 Land $143,400 Building $210,200
2023	$2,318.00	$324,400 Land $130,700 Building $193,700
2021			$324,400 Land $130,700 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 65th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 65th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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