25574 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 25574 Pappas Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,346 sqft · built 1989
Lot Size	0.391 acres (17,023 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Oct 2019)
Tax Bill	$6,553 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-623-16-00`

Property Details

APN / Parcel Number

Primary APN	`288-623-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,346 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	17,023 sqft (0.391 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	25574 PAPPAS RD
City	RAMONA
State	CA
Zip	92065-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 345 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	345
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25574 PAPPAS RD, RAMONA, CA 92065-4908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 15, 2021	Intrafamily Transfer, Transfer
Oct 8, 2019	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Apr 9, 2019	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	2019449246
Last Transfer Date	Apr 16, 2021
Transfer Doc	0000439625
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25574 PAPPAS RD, RAMONA, CA 92065-4908
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25574 PAPPAS RD, RAMONA, CA 92065-4908

Mortgage

Document Number	0000271579
Date	Jul 1, 2022
Instrument	2022-0271579

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Nov 1, 2049

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2021
Property Address	25574 PAPPAS RD, RAMONA, CA 92065-4908
Document Number	0000439625
Map Reference	MAP 7980
Instrument Date	Apr 16, 2021
Instrument	2021-0439625
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25574 PAPPAS RD, RAMONA, CA 92065-4908

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2019
Property Address	25574 PAPPAS RD, RAMONA, CA 92065-4908
Document Number	0000449246
Map Reference	MAP 7980
Instrument Date	Oct 7, 2019
Instrument	2019-0449246
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25574 PAPPAS RD, RAMONA, CA 92065-4908

Mortgage

Document Number	0000449247
Date	Oct 8, 2019
Instrument	2019-0449247

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2019
Property Address	25574 PAPPAS RD, RAMONA, CA 92065-4908
Document Number	0000125225
Instrument Date	Apr 3, 2019
Instrument	125225
Transaction Type	Foreclosure
Record Updated	Apr 16, 2019
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$517.58
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	200 BUSINESS PARK DR #103 ARMONK NY 105041751, 103, ARMONK, NY 10504-1751
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,328 (+2%) Land $312,343 Building $221,985
2025	$6,553.00 (+6.85%)	$523,852 (+4.04%) Land $306,219 Building $217,633
2023	$6,133.00 (-1.75%)	$503,512 Land $294,329 Building $209,183
2022	$6,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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