25559 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 25559 Pappas Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,535 sqft · built 2002
Lot Size	0.774 acres (33,728 sqft)
Owner	Company Name on Record
Last Sale	$462,000 (Nov 2002)
Tax Bill	$8,499 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-623-20-00`

Property Details

APN / Parcel Number

Primary APN	`288-623-20-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,535 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	33,728 sqft (0.774 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	25559 PAPPAS RD
City	RAMONA
State	CA
Zip	92065-4955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 349 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	349
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25559 PAPPAS RD, RAMONA, CA 92065-4955
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HOME LNS TODAY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2002 · Amount on Record
Deed Sale	Nov 1, 2002 · Amount on Record
Prior Sale	May 25, 2001 · Amount on Record
Deed Document Number	2002975303
Prior Transfer Date	Feb 29, 1996
Prior Transfer Doc	0000102906
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25559 PAPPAS RD, RAMONA, CA 92065-4955
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25559 PAPPAS RD, RAMONA, CA 92065-4955

Mortgage

Document Number	0000257636
Date	Jun 22, 2022
Instrument	2022-0257636

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25559 PAPPAS RD, RAMONA, CA 92065-4955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328916
Date	Jun 24, 2020
Instrument	2020-0328916

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25559 PAPPAS RD, RAMONA, CA 92065-4955
Document Number	0000172715
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	TIAGO TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25559 PAPPAS RD RAMONA CA 920654955, RAMONA, CA 92065-4955

Mortgage

Document Number	0000172715
Date	May 1, 2018
Instrument	172715

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,637 (+2%) Land $206,809 Building $518,828
2025	$8,499.00 (+6.77%) Homeowner's exemption	$711,409 (+4.04%) Land $202,754 Building $508,655
2023	$7,960.00 (-1.46%) Homeowner's exemption	$683,786 Land $194,882 Building $488,904
2022	$8,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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