Westmoreland County property record for 2557 State Rte 381, Rector, PA 15677
| Property Type | Single Family Home |
|---|---|
| Details | 2,885 sqft · built 1900 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Aug 2019) |
| Tax Bill | $2,456 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 51-33-00-0-003 |
| Primary APN | 51-33-00-0-003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,885 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 47,480 sqft (1.09 acres) |
| Street Address | 2557 STATE ROUTE 381 |
|---|---|
| City | RECTOR |
| State | PA |
| Zip | 15677-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL LAND BUILDINGS LOT |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | LIGONIER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 808401 |
2557 State Rte 381 is owned and occupied by two individuals who bought it in August 2019.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2557 STATE ROUTE 381, RECTOR, PA 15677-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on File |
| Deed Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 201925129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Aug 23, 2019 |
| Property Address | 2557 STATE ROUTE 381, RECTOR, PA 15677-1669 |
| Document Number | 0000025129 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 25129 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | MEDALLION SETTLEMENT SERVICES INC, MEDALLION SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,670.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2557 STATE ROUTE 381 RECTOR PA 156771669, RECTOR, PA 15677-1669 |
| Document Number | 25130 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 25130 |
| Name | FIRST CHOICE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MARS, PA 16046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2049 |
The 2026 property tax bill for 2557 State Rte 381 was $2,456, up 1.3% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Ligonier Township |
| Unified School District | Ligonier Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,456.00 (+1.28%) | $20,150 Land $2,550 Building $17,600 | |
| 2025 | $2,425.00 | $20,150 Land $2,550 Building $17,600 | |
| 2024 | $2,425.00 | $20,150 Land $2,550 Building $17,600 | |
| 1972 | $20,150 Land $2,550 Building $17,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2557 State Rte 381 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 58 (1979–2018) |
| Claims Outside the SFHA | 2 of 58 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2557 State Rte 381 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| LHTC Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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