2524 State Rte 381, Rector, PA 15677 Property Records

Westmoreland County property record for 2524 State Rte 381, Rector, PA 15677

Property Summary

Property Type	Single Family Home
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2021)
Tax Bill	$2,294 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
APN	`51-33-00-0-054`

Property Details

APN / Parcel Number

Primary APN	`51-33-00-0-054`
Alternative APN	`0510330000054`

Exterior

Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	160 ft deep x 150 ft wide

Location & Zoning

Street Address	2524 STATE ROUTE 381
City	RECTOR
State	PA
Zip	15677-1669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HSE GAR 150 X 160
Legal Lot Number	H
Jurisdiction	WESTMORELAND PA
Township / Civil Division	LIGONIER
Census Block Group	1
Census Block	1050
Census Tract	808401

Owner

2524 State Rte 381 is owned by two individuals who bought it in September 2021.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 N MAGNOLIA DR, BUTLER, PA 16001-2972
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage STANDARD BANK PASB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	202140259
Prior Transfer Date	Oct 12, 2004
Prior Transfer Doc	0000063825
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Sep 28, 2021
Property Address	2524 STATE ROUTE 381, RECTOR, PA 15677-1669
Document Number	0000040259
Instrument Date	Sep 27, 2021
Instrument	202109280040259
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	METRO SETTLEMENT SERVICES, METRO SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 N MAGNOLIA DR, BUTLER, PA 16001-2972
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040260
Date	Sep 28, 2021
Instrument	202109280040260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 6, 2019
Property Address	2524 STATE ROUTE 381, RECTOR, PA 15677-1669
Document Number	0000034365
Instrument Date	Nov 5, 2019
Instrument	201911060034365
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2524 STATE ROUTE 381 RD, RECTOR, PA 15677-1673

Mortgage

Document Number	0000034366
Date	Nov 6, 2019
Instrument	201911060034366

Lender

Name	STANDARD BANK PASB
Type	Bank
Address	MONROEVILLE, PA 15146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2524 State Rte 381 was $2,294, up 1.3% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Ligonier Township
Unified School District	Ligonier Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,294.00 (+1.28%)	$18,820 Land $5,130 Building $13,690
2025	$2,265.00		$18,820 Land $5,130 Building $13,690
2024	$2,265.00	$18,820 Land $5,130 Building $13,690
1972			$18,820 Land $5,130 Building $13,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 2524 State Rte 381; there have been 58 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	58 (1979–2018)
Claims Outside the SFHA	2 of 58
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 6 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2524 State Rte 381 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
LHTC Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 381

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