2549 Spring Breeze Way, Monroe, NC 28110 Property Records

Union County property record for 2549 Spring Breeze Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,119 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$459,000 (May 2022)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-355`

Property Details

APN / Parcel Number

Primary APN	`09-345-355`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,119 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2549 SPRING BREEZE WAY
City	MONROE
State	NC
Zip	28110-8342
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#124 WINDY RIDGE PH4 OPCJ777
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	20403

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 20, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 25, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2017	Warranty Deed, Transfer · FHA Mortgage TOWN CENTER MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	202218415
Deed Book / Page	8481 / 891
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342

Mortgage

Document Number	0000829747
Date	Oct 29, 2021
Book Page	8297/47
Instrument	51728

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Sep 1, 2047

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 20, 2022
Property Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342
Document Number	0008481891
Book / Page	8481 / 891
Map Reference	CAB J FILE 777
Instrument Date	May 17, 2022
Instrument	18415
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$918.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 25, 2022
Property Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342
Document Number	0008435367
Book / Page	8435 / 367
Map Reference	CAB J FILE 777
Instrument Date	Mar 25, 2022
Instrument	11151
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1709 FUNNY CIDE DR, WAXHAW, NC 28173-8294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342

Mortgage

Document Number	829747
Date	Oct 29, 2021
Book Page	8297/47
Instrument	51728

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 30, 2017
Property Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342
Document Number	0007004656
Book / Page	7004 / 656
Map Reference	CAB J FILE 777
Instrument Date	Aug 29, 2017
Instrument	0025382
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 GLENN VALLEY LN # LN202, 1045, INDIAN TRAIL, NC 28079-0105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2549 SPRING BREEZE WAY, MONROE, NC 28110-8342

Mortgage

Document Number	0000025383
Date	Aug 30, 2017
Instrument	0025383

Lender

Name	TOWN CENTER MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,496.00 (+20.76%)	$400,000 (+50.66%) Land $72,000 Building $328,000	$400,000 (+50.66%) Land $72,000 Building $328,000
2023	$2,895.00	$265,500 Land $46,400 Building $219,100	$265,500 Land $46,400 Building $219,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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