2555 Oak St, Carrabelle, FL 32322 Property Records

Franklin County property record for 2555 Oak St, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,000 (Sep 2025)
Tax Bill	$259 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-07S-04W-1002-0000-0220`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-1002-0000-0220`
Alternative APN	`04W07S12100200000220`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	2555 OAK ST
City	CARRABELLE
State	FL
Zip	32322-9052
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	VILLAGE GREEN BY SEA PHASE I PB 8/10 LOT 22 785/1 858/725 1410/367 1427/565
Legal Range	04W
Legal Township	07S
Legal Section	12
Legal Subdivision	VILLAGE GREEN BY SEA PHASE I
Legal Phase	1
Legal Lot Number	22
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1000
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 CHAPMAN RD, APALACHICOLA, FL 32320-1213
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Feb 4, 2025	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Feb 4, 2025 · Amount on Record
Deed Document Number	20254375
Deed Book / Page	1427 / 565
Prior Transfer Date	Apr 15, 2025
Prior Transfer Doc	0019004375
Record Updated	Jun 8, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 17, 2025
Property Address	2555 OAK ST, CARRABELLE, FL 32322-9052
Document Number	0019004375
Book / Page	1427 / 565
Map Reference	MB 8 PG 10&11
Instrument Date	Apr 15, 2025
Instrument	202519004375
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 CHAPMAN RD, APALACHICOLA, FL 32320-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 CHAPMAN RD, APALACHICOLA, FL 32320-1213

Mortgage

Document Number	0000000567
Date	Sep 17, 2025
Instrument	1427/567

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	SOFR Average 30-Day
Max Rate	11.8%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 4, 2025
Property Address	2555 OAK ST, CARRABELLE, FL 32322-9052
Document Number	0019000563
Book / Page	1410 / 367
Map Reference	MB 8 PG 10&11
Instrument Date	Jan 31, 2025
Instrument	202519000563
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2126 MUSKOGEE TRL, NOKOMIS, FL 34275-5328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CHAPMAN RD, APALACHICOLA, FL 32320-1213

Mortgage

Document Number	0000000369
Date	Feb 4, 2025
Instrument	1410/369

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$259.00 (+6.58%)	$40,000 (+5.26%) Land $40,000	$40,000 (+5.26%) Land $40,000
2024	$243.00 (-0.41%)	$38,000 (-) Land $38,000	$38,000 (-) Land $38,000
2023	$244.00 (-1.21%)	$38,000 (-) Land $38,000	$38,000 (-) Land $38,000
2022	$247.00	$38,000 Land $38,000	$38,000 Land $38,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Fidium Fiber, T-Mobile.

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