2519 Oak St, Carrabelle, FL 32322 Property Records

Franklin County property record for 2519 Oak St, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 2024
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$43,500 (May 2023)
Tax Bill	$346 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-07S-04W-1002-0000-0130`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-1002-0000-0130`
Alternative APN	`04W07S12100200000130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Finished/Open Porch
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2519 OAK ST
City	CARRABELLE
State	FL
Zip	32322-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE GREEN BY SEA PHASE I PB 8/10 LOT 13 805/433 1293/65 1365/80
Legal Range	04W
Legal Township	07S
Legal Section	12
Legal Subdivision	VILLAGE GREEN BY SEA PHASE I
Legal Phase	1
Legal Lot Number	13
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1000
Census Tract	970102

Owner

2519 Oak St is owned and occupied by two individuals who bought it in May 2023.

Source: Franklin County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 SHORELINE AVE, SATSUMA, FL 32189-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY BANK
May 26, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 10, 2021	Warranty Deed, Transfer BROKER'S TITLE, BROKERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	20232694
Deed Book / Page	1365 / 80
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	2519 OAK ST, CARRABELLE, FL 32322-9052
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SHORELINE AVE, SATSUMA, FL 32189-2140

Mortgage

Document Number	0019004371
Date	Aug 23, 2023
Book Page	1372/397
Instrument	202319004371

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 26, 2023
Property Address	2519 OAK ST, CARRABELLE, FL 32322-9052
Document Number	0019002694
Book / Page	1365 / 80
Map Reference	MB 8 PG 10&11
Instrument Date	May 24, 2023
Instrument	202319002694
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$304.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 NEW HOPE RD, AMBROSE, GA 31512-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SHORELINE AVE, SATSUMA, FL 32189-2140

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 10, 2021
Property Address	2519 OAK ST, CARRABELLE, FL 32322-9052
Document Number	0019001371
Book / Page	1293 / 65
Map Reference	MB 8 PG 10&11
Instrument Date	Feb 26, 2021
Instrument	202119001371
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	BROKER'S TITLE, BROKERS TITLE

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6573 WOODSTOCK RD, ACWORTH, GA 30102-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 NEW HOPE RD, AMBROSE, GA 31512-3044

Tax Assessment & Valuation

The 2025 property tax bill for 2519 Oak St was $346 with exemptions applied, down 5.2% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00 (-5.21%) Homeowner's exemption Veteran's exemption	$145,885 (+283.91%)	$271,515 (+614.51%) Land $40,000 Building $231,515
2024	$365.00 (-3.95%)	$38,000 (-) Land $38,000	$38,000 (-) Land $38,000
2023	$380.00 (-2.56%)	$38,000 (-) Land $38,000	$38,000 (-) Land $38,000
2022	$390.00	$38,000 Land $38,000	$38,000 Land $38,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2519 Oak St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2519 Oak St is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Fidium Fiber, T-Mobile.

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