Santa Rosa County property record for 2554 Hidden Estates Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 2002 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,571 (Oct 2017) |
| Tax Bill | $482 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2S-27-1813-00A00-0030 |
| Primary APN | 12-2S-27-1813-00A00-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 1,950 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 108 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2554 HIDDEN ESTATES CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HIDDEN ESTATES LOT 3 BLK A AS DES IN OR 3674 PG 594 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN ESTATES |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE EXPRESS |
| Dec 12, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 4, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 27, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Prior Sale | Apr 17, 2009 |
| Deed Document Number | 201745127 |
| Deed Book / Page | 3674 / 594 |
| Prior Transfer Date | Jan 6, 2009 |
| Prior Transfer Doc | 0029022097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Document Number | 0044550538 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 4455/538 |
| Instrument | 202353456 |
| Name | MORTGAGE EXPRESS |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Document Number | 0043510272 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 4351/272 |
| Instrument | 202267609 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039781801 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 3978/1801 |
| Instrument | 202035962 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038921061 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 3892/1061 |
| Instrument | 201952681 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Document Number | 0041350109 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 4135/109 |
| Instrument | 202140795 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Document Number | 0037960419 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2554 HIDDEN ESTATES CIR NAVARRE FL 325667820, NAVARRE, FL 32566-7820 |
| Document Number | 0037960419 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 003796/000419 |
| Instrument | 1069 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 2554 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7820 |
| Document Number | 0036740594 |
| Book / Page | 003674 / 000594 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 45127 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2017 |
| Title Company | CITIZENS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,448.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2554 HIDDEN ESTATES CIR NAVARRE FL 325667820, NAVARRE, FL 32566-7820 |
| Document Number | 36740596 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 003674/000596 |
| Instrument | 45128 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482.00 (-21.11%) Homeowner's exemption Veteran's exemption | $181,594 (+2.9%) | $289,131 (+4.62%) Land $48,000 Building $241,131 |
| 2024 | $611.00 (+3.74%) Homeowner's exemption Disabled Person's exemption | $176,476 (+3%) | $276,374 (+3.63%) Land $42,000 Building $234,374 |
| 2023 | $589.00 (-62.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $171,335 (+3%) | $266,705 (+1.35%) Land $40,000 Building $226,705 |
| 2022 | $1,575.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $166,345 | $263,149 Land $38,000 Building $225,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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