2547 Hidden Estates Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2547 Hidden Estates Cir, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,644 sqft · built 2002
Lot Size0.121 acres (5,271 sqft)
OwnerTrust Name on File
Last Sale$218,000 (Feb 2019)
Tax Bill$150 (2024)
Deeds & MortgagesMay 2020 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-2S-27-1813-00B00-0010

Property Details

APN / Parcel Number

Primary APN12-2S-27-1813-00B00-0010
Alternative APN
  • S27212181300B000010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,644 sqft Living Area
Gross Area2,233 sqft
1st Floor Area1,644 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area169 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2547 HIDDEN ESTATES CIR
CityNAVARRE
StateFL
Zip32566-7843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionHIDDEN ESTATES LOT 1 BLK B AS DES IN OR 3805 PG 203 & AS DES IN OR 4038 PG 403
Legal Range27W
Legal Township2S
Legal Section12
Legal SubdivisionHIDDEN ESTATES
Legal BlockB
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1012
Census Tract10822

Owner

2547 Hidden Estates Cir is owner-occupied and held in a trust since December 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordTrust Name on File
Mailing Address2547 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7843
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 8, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 4, 2020Quit Claim Deed, Transfer
SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC
Feb 20, 2019Warranty Deed, Transfer · VA Mortgage
INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2019 · Amount on File
Deed SaleFeb 20, 2019 · Amount on File
Prior SaleJun 30, 2006 · Amount on File
Deed Document Number20196463
Deed Book / Page3805 / 203
Last Transfer DateDec 1, 2020
Transfer Doc0040380403
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2547 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7843
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039511271
DateMay 18, 2020
Book Page3951/1271
Instrument202023281
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term347 Months
DueApr 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2547 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7843
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040532030
DateJan 8, 2021
Book Page4053/2030
Instrument202101303
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term340 Months
DueMay 1, 2049

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateDec 4, 2020
Property Address2547 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7843
Document Number0040380403
Book / Page004038 / 000403
Instrument DateDec 1, 2020
Instrument65238
Transaction TypeTransfer
Record UpdatedJan 8, 2021
Title CompanySOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2547 HIDDEN ESTATES CIR NAVARRE FL 325667843, NAVARRE, FL 32566-7843

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 20, 2019
Property Address2547 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7843
Document Number0038050203
Book / Page3805 / 0203
Map ReferenceMB G PG 38
Instrument DateFeb 19, 2019
Instrument201906463
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySOUTHTRUST LAW & TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,526.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1924 HWY #606606, 1924, SAINT JOSEPH, LA 71366

Transferred To (Grantee/Buyer)

NameVerified Name
Address2547 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7843

Mortgage

Document Number0201906464
DateFeb 20, 2019
Instrument201906464
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189,856 (+2.9%)$267,701 (+4.46%) Land $48,000 Building $219,701
2024$150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$184,505 (+3%)$256,277 (+1.5%) Land $42,000 Building $214,277
2023$140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$179,130 (+3%)$252,496 (+1.39%) Land $40,000 Building $212,496
2022$131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$173,913$249,042 Land $38,000 Building $211,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2547 Hidden Estates Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 227 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2547 Hidden Estates Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Hidden Estates Cir

Nearby Streets

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