2553 Ferdinand Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2553 Ferdinand Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,303 sqft · built 1952
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2023)
Tax Bill	$9,092 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-040-20-00`

Property Details

APN / Parcel Number

Primary APN	`486-040-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,303 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	11,800 sqft (0.271 acres)

Location & Zoning

Street Address	2553 FERDINAND RD
City	EL CAJON
State	CA
Zip	92020-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 20 TR 002736
Legal Subdivision	FERDINAND ROAD SUB
Legal Tract	002736
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2553 FERDINAND RD, EL CAJON, CA 92020-2723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Grant Deed, Transfer · Conventional Mortgage COMERICA BANK
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Feb 26, 1997 · Amount on Record
Deed Document Number	2023289996
Prior Transfer Date	May 24, 1995
Prior Transfer Doc	0000327565
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2023
Property Address	2553 FERDINAND RD, EL CAJON, CA 92020-2723
Document Number	0000289996
Map Reference	MAP 2736
Instrument Date	Oct 20, 2023
Instrument	2023-0289996
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2553 FERDINAND RD, EL CAJON, CA 92020-2723

Mortgage

Document Number	0000289997
Date	Oct 23, 2023
Instrument	2023-0289997

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2553 FERDINAND RD, EL CAJON, CA 92020-2723
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018505
Date	Jan 17, 2019
Instrument	2019-0018505

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2553 FERDINAND RD, EL CAJON, CA 92020-2723
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2553 FERDINAND RD, EL CAJON, CA 92020-2723

Mortgage

Document Number	0000341481
Date	May 4, 2021
Instrument	2021-0341481

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,280 (+2%) Land $624,240 Building $104,040
2025	$9,092.00 (+206.85%)	$714,000 (+216.58%) Land $612,000 Building $102,000
2023	$2,963.00 (-1.43%) Homeowner's exemption	$225,537 Land $93,913 Building $131,624
2022	$3,006.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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