2537 Ferdinand Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2537 Ferdinand Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,459 sqft · built 1952
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2011)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`486-040-22-00`

Property Details

APN / Parcel Number

Primary APN	`486-040-22-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,459 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,800 sqft (0.156 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2537 FERDINAND RD
City	EL CAJON
State	CA
Zip	92020-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOTS 22 & 23 POR TR 002736
Legal Subdivision	FERDINAND ROAD SUB
Legal Tract	002736
Legal Block	3
Legal Lot Number	22,23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	16100

Owner

2537 Ferdinand Rd is owned and occupied by an individual who bought it in February 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2537 FERDINAND RD, EL CAJON, CA 92020-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2011 · Amount on File
Deed Sale	Feb 9, 2011 · Amount on File
Prior Sale	Apr 9, 2010 · Amount on File
Deed Document Number	201176432
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2537 FERDINAND RD, EL CAJON, CA 92020-2723
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 FERDINAND RD, EL CAJON, CA 92020-2723

Mortgage

Document Number	0000744984
Date	Oct 26, 2021
Instrument	2021-0744984

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2537 FERDINAND RD, EL CAJON, CA 92020-2723
Document Number	0000425809
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 FERDINAND RD EL CAJON CA 920202723, EL CAJON, CA 92020-2723

Mortgage

Document Number	0000425809
Date	Sep 26, 2019
Instrument	425809

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 25, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2537 Ferdinand Rd was $4,662 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,821 (+2%) Land $184,812 Building $168,009
2025	$4,662.00 Homeowner's exemption	$345,904 Land $181,189 Building $164,715
2023	$4,539.00 (-4.54%) Homeowner's exemption	$332,474 Land $174,154 Building $158,320
2022	$4,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2537 Ferdinand Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2537 Ferdinand Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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