Burke County property record for 2551 Spainhour Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1947 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Mar 2025) |
| Tax Bill | $489 (2026) |
| Deeds & Mortgages | May 2025 Second Mortgage Mar 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1784494445 |
| Primary APN | 1784494445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 392 sqft |
| Unfinished Basement | 392 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 343 sqft |
| Deck Area | 414 sqft |
| Shed | 1 Shed |
| Shed Area | 418 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2551 SPAINHOUR RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2551 SPAINHOUR RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20202 |
2551 Spainhour Rd is owned and occupied by an individual who bought it in March 2025.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2551 SPAINHOUR RD, MORGANTON, NC 28655-7030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELCO COMMUNITY CU |
| Mar 25, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on File |
| Deed Sale | Mar 25, 2025 · Amount on File |
| Deed Document Number | 20251475 |
| Deed Book / Page | 2795 / 736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2551 SPAINHOUR RD, MORGANTON, NC 28655-7030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0028050369 |
|---|---|
| Date | May 19, 2025 |
| Book Page | 2805/369 |
| Instrument | 2025003342 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CANDLER, NC 28715 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 25, 2025 |
| Property Address | 2551 SPAINHOUR RD, MORGANTON, NC 28655-7030 |
| Document Number | 0027950736 |
| Book / Page | 2795 / 736 |
| Instrument Date | Mar 25, 2025 |
| Instrument | 2025001475 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2551 SPAINHOUR RD, MORGANTON, NC 28655-7030 |
The 2026 property tax bill for 2551 Spainhour Rd was $489, up 9.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489.00 (+9.4%) | $61,852 (-) Land $13,250 Building $48,602 | $61,852 (-) Land $13,250 Building $48,602 |
| 2025 | $447.00 | $61,852 Land $13,250 Building $48,602 | $61,852 Land $13,250 Building $48,602 |
| 2023 | $446.00 | $56,026 Land $13,250 Building $42,776 | $56,026 Land $13,250 Building $42,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2551 Spainhour Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2551 Spainhour Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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