2545 Spainhour Rd, Morganton, NC 28655 Property Records

Burke County property record for 2545 Spainhour Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft · built 1975
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,111 (2026)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1784494498`

Property Details

APN / Parcel Number

Primary APN	`1784494498`
Alternative APN	`9906`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	236 sqft
Finished Basement	776 sqft
Unfinished Basement	236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2545 SPAINHOUR RD
City	MORGANTON
State	NC
Zip	28655-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2545 SPAINHOUR RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2010
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2545 SPAINHOUR RD, MORGANTON, NC 28655-7030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 30, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	202221021403
Deed Book / Page	2624 / 376
Prior Transfer Date	May 16, 2022
Prior Transfer Doc	0021021403
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	May 20, 2022
Property Address	2545 SPAINHOUR RD, MORGANTON, NC 28655-7030
Document Number	0026240376
Book / Page	2624 / 376
Instrument Date	May 16, 2022
Instrument	2022021403
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TTL LLC DBA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2545 SPAINHOUR RD, MORGANTON, NC 28655-7030

Mortgage

Document Number	2022021404
Date	May 20, 2022
Instrument	2022021404

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2545 SPAINHOUR RD, MORGANTON, NC 28655-7030
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	MILESTONE STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025500025
Date	Jun 22, 2021
Book Page	2550/25
Instrument	2021007313

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 30, 2018
Property Address	2545 SPAINHOUR RD, MORGANTON, NC 28655-7030
Document Number	0023310215
Book / Page	2331 / 0215
Instrument Date	Jan 11, 2018
Instrument	2017012466
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CREEKSIDE DR, 101, MORGANTON, NC 28655-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 SPAINHOUR RD, MORGANTON, NC 28655-7030

Mortgage

Document Number	2017012467
Date	Jan 30, 2018
Instrument	2017012467

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,111.00 (+0.45%)	$159,742 (-) Land $14,219 Building $145,523	$159,742 (-) Land $14,219 Building $145,523
2025	$1,106.00 (-0.36%)	$159,742 (-) Land $14,219 Building $145,523	$159,742 (-) Land $14,219 Building $145,523
2023	$1,110.00	$159,742 Land $14,219 Building $145,523	$159,742 Land $14,219 Building $145,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Spainhour Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures