2551 Laurence Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2551 Laurence Ave, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,610 sqft · built 1953
Lot Size0.259 acres (11,270 sqft)
Owner2 Individual Names on Record
Last Sale$162,000 (Dec 1998)
Tax Bill$3,432 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN271-0301-006-0000

Property Details

APN / Parcel Number

Primary APN271-0301-006-0000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,610 sqft Living Area
1st Floor Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialWood Shingle
Lot Area11,270 sqft (0.259 acres)
Garage Area390 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2551 LAURENCE AVE
CityCARMICHAEL
StateCA
Zip95608-4602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionNOONANS HIGHLAND TERRACE, LOT 40
Legal SubdivisionNOONANS HIGHLAND TERRACE
Legal Lot Number40
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2015
Census Tract5903

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2551 LAURENCE AVE, CARMICHAEL, CA 95608-4602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Feb 5, 2018Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 1998 · Amount on Record
Deed SaleDec 18, 1998 · Amount on Record
Deed Book / Page981218 / 162
Last Transfer DateOct 29, 2002
Transfer Doc2002000494
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2551 LAURENCE AVE, CARMICHAEL, CA 95608-4602
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2551 LAURENCE AVE, CARMICHAEL, CA 95608-4602

Mortgage

Document Number2021083000535
DateAug 30, 2021
Instrument2021083000535
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2551 LAURENCE AVE, CARMICHAEL, CA 95608-4602
Document Number1802160118
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2551 LAURENCE AVE CARMICHAEL CA 956084602, CARMICHAEL, CA 95608-4602

Mortgage

Document Number1802160118
DateFeb 16, 2018
Instrument1802160118
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$295,990 (+2%) Land $79,941 Building $216,049
2025$3,432.00 (+1.03%) Homeowner's exemption$290,187 (+4.04%) Land $78,374 Building $211,813
2024$3,397.00 (+2.63%)
2023$3,310.00 (+0.61%) Homeowner's exemption$278,921 Land $75,332 Building $203,589
2022$3,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Succeed.Net.

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