2550 Laurence Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2550 Laurence Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,073 sqft · built 1980
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$449,000 (Mar 2018)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`271-0302-010-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0302-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	376 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2550 LAURENCE AVE
City	CARMICHAEL
State	CA
Zip	95608-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	NOONANS HIGHLAND TERRACE, LOT 29
Legal Subdivision	NOONANS HIGHLAND TERRACE
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	5903

Owner

2550 Laurence Ave is owner-occupied and held in a trust since March 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2550 LAURENCE AVE, CARMICHAEL, CA 95608-4635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Intrafamily Transfer, Transfer
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Dec 29, 2015 · Amount on File
Deed Book / Page	20180308 / 613
Last Transfer Date	Mar 27, 2024
Transfer Doc	2024001211
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 4, 2024
Property Address	2550 LAURENCE AVE, CARMICHAEL, CA 95608-4635
Document Number	0000001211
Map Reference	MB 25 MAP 6
Instrument Date	Mar 27, 2024
Instrument	202404041211
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2550 LAURENCE AVE, CARMICHAEL, CA 95608-4635

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2021
Property Address	2550 LAURENCE AVE, CARMICHAEL, CA 95608-4635
Document Number	0000000530
Map Reference	MB 25 PG 6
Instrument Date	Mar 29, 2021
Instrument	202104070530
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2550 LAURENCE AVE, CARMICHAEL, CA 95608-4635

Mortgage

Document Number	0000000531
Date	Apr 7, 2021
Instrument	202104070531

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2550 LAURENCE AVE, CARMICHAEL, CA 95608-4635
Document Number	1906050190
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2550 LAURENCE AVE CARMICHAEL CA 956084635, CARMICHAEL, CA 95608-4635

Mortgage

Document Number	1906050190
Date	Jun 5, 2019
Instrument	1906050190

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2550 Laurence Ave was $6,054 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,096 (+2%) Land $116,056 Building $405,040
2025	$6,054.00 (+1%) Homeowner's exemption	$510,880 Land $113,781 Building $397,099
2024	$5,994.00 (+2.62%)
2023	$5,841.00 (+0.57%) Homeowner's exemption	$491,043 Land $109,363 Building $381,680
2022	$5,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2550 Laurence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2550 Laurence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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