Dare County property record for 25508 NC Hwy 12, Waves, NC 27982
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,441 sqft · built 2003 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Apr 2005) |
| Tax Bill | $2,843 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 064820909633 |
| Primary APN | 064820909633 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,441 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,500 sqft (0.402 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 064820909633 |
|---|---|
| Street Address | 25508 NC HIGHWAY 12 |
| City | WAVES |
| State | NC |
| Zip | 27982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 2A BLK: SEC: PL: F SL: 42 |
| Legal Subdivision | DIVISION OF LOT 2 SPRUILL TRACT |
| Legal Lot Number | 2A |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | KINNAKEET |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970502 |
Source: Dare County records · APN 064820909633
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2755 CURLEW RD, 215, PALM HARBOR, FL 34684-4832 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Feb 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2005 · Amount on Record |
| Deed Sale | Apr 14, 2005 · Amount on Record |
| Deed Document Number | 20056165532 |
| Deed Book / Page | 1625 / 95 |
| Last Transfer Date | May 06, 2025 |
| Transfer Doc | 002790/497 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 25508 NC HIGHWAY 12, WAVES, NC 27982 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 25508 NC HWY 12, WAVES, NC 27982 |
| Document Number | 002470/295 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 2470/295 |
| Instrument | 700093131 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | AVON, NC 27915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Jan 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 25508 NC HIGHWAY 12, WAVES, NC 27982 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 25508 NC HWY 12, WAVES, NC 27982 |
| Document Number | 002470/249 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 2470/249 |
| Instrument | 700093123 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | AVON, NC 27915 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 26, 2041 |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,843.00 (+9.43%) | $658,900 (+55.4%) Land $119,600 Building $539,300 | |
| 2023 | $2,598.00 | $424,000 Land $88,100 Building $335,900 | |
| 2020 | $658,900 Land $119,600 Building $539,300 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,909 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,008 units insured incl. 99 condo units |
| Nearby Flood Claims | 3,904 (1980–2026) |
| Claims Outside the SFHA | 199 of 3,904 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE CO-RWS WATER SYSTEM serves 2,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures