25508 Cliff Xing, Spicewood, TX 78669 Property Records

Travis County property record for 25508 Cliff Xing, Spicewood, TX 78669

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,465 sqft · built 2021
Lot Size	0.585 acres (25,483 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,128 (2024)
Deeds & Mortgages	Nov 2025 Construction Loan Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0574070457`

Property Details

APN / Parcel Number

Primary APN	`0574070457`
Alternative APNs	`05740704570000` `534840`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,465 sqft Living Area
1st Floor Area	5,465 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Foundation Type	Block
Roof Type	Flat
Roof Material	Fiberglass
Lot Area	25,483 sqft (0.585 acres)
Garage Type	Attached
Garage Area	1,424 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	534840
Old Parcel Number	05740704570000
Street Address	25508 CLIFF XING
City	SPICEWOOD
State	TX
Zip	78669-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 LAKECLIFF ON LAKE TRAVIS SEC 13
Legal Subdivision	LAKECLIFF ON LAKE TRAVIS SEC 13
Legal Lot Number	12
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	2
Census Block	2003
Census Tract	35300

Owner

25508 Cliff Xing is owned and occupied by two individuals who acquired it in July 2018.

Source: Travis County records, as of November 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	25508 CLIFF XING, SPICEWOOD, TX 78669-3262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Construction Mortgage PLAINSCAPITAL BANK
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit PROSPERITY BANK
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Jul 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018
Deed Sale	Jul 16, 2018
Deed Document Number	2018111235
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	25508 CLIFF XING, SPICEWOOD, TX 78669-3262
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25508 CLIFF XING, SPICEWOOD, TX 78669-3262

Mortgage

Document Number	0000127357
Date	Nov 14, 2025
Instrument	2025127357

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Address	18111 PRESTON RD STE 250, DALLAS, TX 75252

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Nov 12, 2027

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	25508 CLIFF XING, SPICEWOOD, TX 78669-3262
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168606
Date	Oct 18, 2022
Instrument	2022168606

Lender

Name	PROSPERITY BANK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	25508 CLIFF XING, SPICEWOOD, TX 78669-3262
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111038
Date	May 18, 2021
Instrument	2021111038

Lender

Name	PROSPERITY BANK
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	379 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	9.99%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 16, 2018
Property Address	25508 CLIFF XING, SPICEWOOD, TX 78669-3262
Document Number	0000111235
Instrument Date	Jul 3, 2018
Instrument	111235
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Marble Falls Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,873,211 Land $261,422 Building $1,611,789	$1,873,211 Land $261,422 Building $1,611,789
2024	$10,128.00
2023		$1,980,000 Land $210,000 Building $1,770,000	$1,980,000 Land $210,000 Building $1,770,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25508 Cliff Xing in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25508 Cliff Xing is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKECLIFF ON LAKE TRAVIS private · serves 351 people · EPA ID TX2270327
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NexStream Fiber	1,000 / 1,000
VGI Technology Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliff Xing

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