2550 Basin St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2550 Basin St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$649,000 (Mar 2021)
Tax Bill	$7,834 (2025)
Deeds & Mortgages	Jul 2026 Transfer Mar 2021 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`062-074-008`

Property Details

APN / Parcel Number

Primary APN	`062-074-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2550 BASIN ST
City	OCEANO
State	CA
Zip	93445-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1468 LT 8
Legal Subdivision	TRACT 1468
Legal Tract	1468
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1010
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 632, PORTERVILLE, CA 93258-0632
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Affidavit of Death of Trustee, Transfer
Mar 18, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Jul 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE
Nov 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 18, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 2, 2019	Quit Claim Deed, Transfer OTHER
Jul 16, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 11, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	202120640
Prior Transfer Date	Feb 15, 1994
Prior Transfer Doc	0000010815
Record Updated	Oct 29, 2026

July 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 6, 2026
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000021041
Instrument Date	Jun 30, 2026
Instrument	202621041
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 18, 2021
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000020640
Map Reference	MB 14 PG 23
Instrument Date	Mar 5, 2021
Instrument	2021020640
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 632, PORTERVILLE, CA 93258-0632

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029566
Date	Jul 20, 2018
Instrument	2018029566

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 18, 2020
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000067531
Instrument Date	Nov 17, 2020
Instrument	67531
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 BASIN ST OCEANO CA 934459100, OCEANO, CA 93445-9100

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 18, 2020
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000067530
Instrument Date	Nov 17, 2020
Instrument	67530
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2550 BASIN ST OCEANO CA 934459100, OCEANO, CA 93445-9100

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 2, 2019
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000025777
Instrument Date	Jun 19, 2019
Instrument	25777
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2550 BASIN ST OCEANO CA 934459100, OCEANO, CA 93445-9100

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000029567
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 BASIN ST OCEANO CA 934459100, OCEANO, CA 93445-9100

Mortgage

Document Number	0000029567
Date	Jul 20, 2018
Instrument	29567

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.02%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 11, 2018
Property Address	2550 BASIN ST, OCEANO, CA 93445-9100
Document Number	0000028268
Instrument Date	Jun 28, 2018
Instrument	28268
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 BASIN ST OCEANO CA 934459100, OCEANO, CA 93445-9100

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,545 (+2%) Land $369,866 Building $346,679
2025	$7,834.00 (+4.58%)	$702,496 (+4.04%) Land $362,614 Building $339,882
2023	$7,491.00 (+1.48%)	$675,219 Land $348,534 Building $326,685
2022	$7,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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