2550 2nd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2550 2nd Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,025 sqft · built 1945
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Jul 2007)
Tax Bill$6,307 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.11-13-12

Property Details

APN / Parcel Number

Primary APN422800 59.11-13-12
Alternative APN
  • 280005901100130120000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,025 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area150 sqft
Upper Floors Area975 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2550 2ND AVE
CitySCHENECTADY
StateNY
Zip12303-3179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description227,228 R,G STOODLEY 4.-330-19.A
Legal Block13
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4008
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2550 2ND AVE, SCHENECTADY, NY 12303-3179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2007 · Amount on Record
Deed SaleJul 5, 2007 · Amount on Record
Deed Book / Page1762 / 862
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2550 2ND AVE, SCHENECTADY, NY 12303-3179
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005873
DateMar 19, 2026
Instrument202605873
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 18, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,307.00 (+2.02%) Homeowner's exemption
2025$6,182.00$168,100 (-) Land $16,800 Building $151,300$258,600 (+16.91%) Land $25,845 Building $232,755
2023$168,100 Land $16,800 Building $151,300$221,200 Land $22,107 Building $199,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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