Schenectady County and Rotterdam Town property record for 2548 2nd Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,742 sqft · built 1938 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Mar 2024) |
| Tax Bill | $5,590 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.11-13-13 |
| Primary APN | 422800 59.11-13-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Upper Floors Area | 546 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 450 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2548 2ND AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 229 R,G,ENPR STOODLEY 4.-330-21 |
| Legal Block | 13 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2548 2ND AVE, SCHENECTADY, NY 12303-3179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Aug 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 202415366 |
| Deed Book / Page | 2127 / 95 |
| Prior Transfer Date | Feb 20, 2024 |
| Prior Transfer Doc | 0000015366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 13, 2024 |
| Property Address | 2548 2ND AVE, SCHENECTADY, NY 12303-3179 |
| Document Number | 0000015366 |
| Book / Page | 2127 / 95 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 202415366 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 2548 2ND AVE, SCHENECTADY, NY 12303-3179 |
| Name | Verified Name |
|---|---|
| Address | 2979 SILVER SPRING DR, ANN ARBOR, MI 48103-8913 |
| Document Number | 0000015367 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 5362/853 |
| Instrument | 202415367 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 5, 2021 |
| Property Address | 2548 2ND AVE, SCHENECTADY, NY 12303-3179 |
| Document Number | 0000037658 |
| Book / Page | 2064 / 171 |
| Map Reference | MAP 229 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 202137658 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2548 2ND AVE, SCHENECTADY, NY 12303-3179 |
| Name | Verified Name |
|---|---|
| Address | 506 KENWOOD AVE APT 1, 1, DELMAR, NY 12054-1879 |
| Document Number | 0000037661 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202137661 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2050 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,590.00 (+2.01%) | ||
| 2025 | $5,480.00 | $149,000 (-) Land $8,400 Building $140,600 | $229,200 (+16.88%) Land $12,921 Building $216,279 |
| 2023 | $149,000 Land $8,400 Building $140,600 | $196,100 Land $11,055 Building $185,045 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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