Harford County property record for 255 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,470 sqft · built 2011 |
| Lot Size | 0.058 acres (2,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,500 (Nov 2019) |
| Tax Bill | $3,353 (2026) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-389882 |
| Primary APN | 01-389882 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,470 sqft Total Area |
| Basement Area | 545 sqft |
| Finished Basement | 545 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,520 sqft (0.058 acres) |
| Garage Type | Basement |
| Garage Area | 190 sqft |
| Deck Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 389882 |
|---|---|
| Street Address | 255 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 53 2520 SF 255 STAYSAIL DRIVE MAGNOLIA LANDING 134/40 |
| Legal Subdivision | MAGNOLIA LNDG 03 |
| Legal Lot Number | 53 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 255 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 8, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2012 · Amount on Record |
| Deed Book / Page | 13536 / 200 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0074190220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 255 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0168990142 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 16899/142 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 20, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 255 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 255 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0160070143 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 16007/143 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 255 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0144960434 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 14496/434 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 8, 2019 |
| Property Address | 255 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0135360200 |
| Book / Page | 013536 / 000200 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 255 STAYSAIL DR JOPPA MD 210854125, JOPPA, MD 21085-4125 |
| Document Number | 135360208 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 013536/000208 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,353.00 (+19.24%) Homeowner's exemption | $307,700 (+7.3%) Land $63,500 Building $244,200 | $307,700 (-) Land $63,500 Building $244,200 |
| 2025 | $2,812.00 (+5.36%) Homeowner's exemption | $286,767 (+17.1%) | $307,700 (+25.64%) Land $63,500 Building $244,200 |
| 2023 | $244,900 Land $63,500 Building $181,400 | $244,900 Land $63,500 Building $181,400 | |
| 2022 | $2,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures