Harford County property record for 253 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,544 sqft · built 2011 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Mar 2020) |
| Tax Bill | $3,437 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-389890 |
| Primary APN | 01-389890 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Total Area |
| Basement Area | 545 sqft |
| Finished Basement | 545 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Basement |
| Garage Area | 190 sqft |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 389890 |
|---|---|
| Street Address | 253 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 54 2100 SF 253 STAYSAIL DRIVE MAGNOLIA LANDING 131/73 |
| Legal Subdivision | FINAL PLAT THREE MAGNOLIA LANDING |
| Legal Lot Number | 54 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
253 Staysail Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2020.
Source: Harford County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE |
| Nov 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Mar 10, 2020 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on File |
| Deed Sale | Mar 10, 2020 · Amount on File |
| Prior Sale | Sep 8, 2011 · Amount on File |
| Deed Book / Page | 13731 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 21, 2026 |
| Property Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 1729000115 |
| Book / Page | 17299 / 115 |
| Instrument Date | Sep 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 1729000115, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 17299/115 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Nov 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157320320 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 15732/320 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142380284 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 14238/284 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 10, 2020 |
| Property Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0137310164 |
| Book / Page | 13731 / 164 |
| Map Reference | MB JJR 131 FO 73 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 253 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0137310171 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 13731/171 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 253 Staysail Dr was $3,437 with a homeowner's exemption, up 19.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,437.00 (+19.51%) Homeowner's exemption | $315,400 Land $63,000 Building $252,400 | $315,400 Land $63,000 Building $252,400 |
| 2025 | $2,876.00 Homeowner's exemption | ||
| 2023 | $250,500 Land $63,000 Building $187,500 | $250,500 Land $63,000 Building $187,500 | |
| 2022 | $1,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 253 Staysail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 253 Staysail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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