255 Reflections Dr, Apt 25, San Ramon, CA 94583 Property Records

Contra Costa County property record for 255 Reflections Dr, Apt 25, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.015 acres (656 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Dec 2024)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-125-9`

Property Details

APN / Parcel Number

Primary APN	`213-781-125-9`
Alternative APN	`213-781-125`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	656 sqft (0.015 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	255 REFLECTIONS DR, 25
City	SAN RAMON
State	CA
Zip	94583-4765
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B7 U25
Legal Subdivision	REFLECTIONS CONDO
Legal Tract	6780
Legal Block	7
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

255 Reflections Dr, Apt 25 is owned by two individuals who bought it in December 2024.

Source: Contra Costa County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2902 MORGAN DR, SAN RAMON, CA 94583-2419
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Construction Mortgage COAST TITLE, ORANGE COAST TITLE
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Apr 6, 2007 · Amount on File
Deed Document Number	2024136012
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 5, 2026
Property Address	255 REFLECTIONS DR, 25, SAN RAMON, CA 94583-4765
Document Number	0000082268
Instrument Date	Jul 31, 2026
Instrument	202682268
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 MORGAN DR, SAN RAMON, CA 94583-2419

Mortgage

Document Number	0000082268,
Date	Aug 5, 2026
Instrument	202682268

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 31, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4765
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104986
Date	Jun 13, 2017
Instrument	2017-104986

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4765
Document Number	0000127774
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15209 GINGER CREEK LN ORLAND PARK IL 604677303, ORLAND PARK, IL 60467-7303

Mortgage

Document Number	0000127774
Date	Jun 30, 2020
Instrument	127774

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 255 Reflections Dr, Apt 25 was $6,425.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,000 (-20.59%) Land $238,236 Building $166,764
2025	$6,425.00	$510,000 Land $300,000 Building $210,000
2023	$5,785.00 (+0.09%)	$449,544 Land $315,495 Building $134,049
2022	$5,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 255 Reflections Dr, Apt 25 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Reflections Dr, Apt 25 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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