255 Pumpkintown Rd, Sylva, NC 28779 Property Records

Jackson County property record for 255 Pumpkintown Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 1999
Lot Size	1.1 acres (48,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,500 (Nov 2021)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Nov 2021 Foreclosure Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7528-02-4171`

Property Details

APN / Parcel Number

Primary APN	`7528-02-4171`
Alternative APN	`178407`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,128 sqft Heated Area
1st Floor Area	1,176 sqft
Upper Floors Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,246 sqft (1.1 acres)
Garage Type	Carport
Garage Area	483 sqft
Carport	Carport
Carport Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	371 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	255 PUMPKINTOWN RD
City	SYLVA
State	NC
Zip	28779-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUMPKINTOWN RD
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 PUMPKINTOWN RD, SYLVA, NC 28779-7220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Commissioner's Deed, Foreclosure · Conventional Mortgage STATE EMPLOYEES CU
Nov 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Book / Page	2319 / 1672
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0023190751
Record Updated	Sep 20, 2026

November 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 16, 2021
Property Address	255 PUMPKINTOWN RD, SYLVA, NC 28779-7220
Document Number	0023191672
Book / Page	2319 / 1672
Instrument Date	Nov 15, 2021
Transaction Type	Foreclosure
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 PUMPKINTOWN RD, SYLVA, NC 28779-7220

Mortgage

Document Number	0023191675
Date	Nov 16, 2021
Book Page	2319/1675

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 10, 2021
Property Address	255 PUMPKINTOWN RD, SYLVA, NC 28779-7220
Document Number	0023190751
Book / Page	2319 / 751
Map Reference	MB 862 PG 331
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 203, SYLVA, NC 28779-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 PUMPKINTOWN RD, SYLVA, NC 28779-7220

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,701.00 (+82.32%)	$447,667 (+82.24%) Land $27,500 Building $420,167
2023	$933.00	$245,650 Land $27,500 Building $218,150

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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