1097 Pumpkintown Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1097 Pumpkintown Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,271 sqft · built 1978
Lot Size2.7 acres (117,612 sqft)
OwnerIndividual Name on Record
Tax Bill$629 (2023)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN7527-08-4413

Property Details

APN / Parcel Number

Primary APN7527-08-4413
Alternative APN
  • 42342

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,271 sqft Heated Area
Gross Area3,141 sqft
1st Floor Area2,271 sqft
Basement Area870 sqft
Unfinished Basement870 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area117,612 sqft (2.7 acres)
Deck Area15 sqft
Patio Area379 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number42342
Street Address1097 PUMPKINTOWN RD
CitySYLVA
StateNC
Zip28779-7228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUMPKINTOWN RD
Legal Township23
Legal SubdivisionPROPOSED PROP/WILLARD ASHE-ABB
JurisdictionJACKSON NC
Township / Civil DivisionSAVANNAH
Census Block Group1
Census Block1043
Census Tract950500

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1097 PUMPKINTOWN RD, SYLVA, NC 28779-7228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 1997
Deed SaleMay 9, 1997
Deed Document Number0000958593
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Recording DateJun 4, 2026
Property Address1097 PUMPKINTOWN RD, SYLVA, NC 28779-7228
Document Number2421001066
Book / Page2421 / 1066
Instrument DateJun 1, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 PUMPKINTOWN RD, SYLVA, NC 28779-7228

Mortgage

Document Number2421001066,
DateJun 4, 2026
Book Page2421/1066
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$629.00$165,660 Land $40,980 Building $124,680

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pumpkintown Rd

Nearby Streets

Search Property Records by Address or Parcel Number