Polk County property record for 255 Laurel Crest Ln, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Other > Other Improved |
|---|---|
| Lot Size | 60,984 sqft (1.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $186,000 (2017) |
| Tax Bill | $5,623.00 (2025) |
| Primary APN | P54-226 |
|---|---|
| Alternative APN |
|
| Lot Area | 60,984 sqft (1.4 acres) |
|---|
| Account Number | 55086 |
|---|---|
| Street Address | 255 LAUREL CREST LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | LOT #15 PHASE I SECT L, LAKE ADGER, 0M08 MOUNTAIN PARK 09 |
| Legal Subdivision | MOUNTAIN PARK |
| Legal Phase | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 920202 |
Source: Polk County records · APN P54-226
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 255 LAUREL CREST DR, MILL SPRING, NC 28756-0634 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 30, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage HOMETRUST BANK |
| Jun 02, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2017 · Amount on Record |
| Deed Sale | Jun 02, 2017 · Amount on Record |
| Deed Doc Number | 0004262305 |
| Deed Book / Page | 426 / 2305 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 255 LAUREL CREST LN, MILL SPRING, NC 28756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00463/2482 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 463/2482 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jan 11, 2026 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 255 LAUREL CREST LN, MILL SPRING, NC 28756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000452/971 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 452/971 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 02, 2017 |
| Property Address | 255 LAUREL CREST LN, MILL SPRING, NC 28756 |
| Document Number | 00426/2305 |
| Book / Page | 426 / 2305 |
| Instrument Date | Jun 02, 2016 |
| Instrument | 004649310004 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,860.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CAYMUS CT, CARY, NC 27519-2849 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,623.00 (+25.57%) | $1,119,299 (+60.65%) Land $195,000 Building $924,299 | $1,119,299 (+60.65%) Land $195,000 Building $924,299 |
| 2023 | $4,478.00 | $696,733 Land $102,400 Building $594,333 | |
| 2021 | $696,733 Land $102,400 Building $594,333 |
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