152 Laurel Crest Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 152 Laurel Crest Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 6.5 ba · 2,611 sqft · built 2009
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Trust Names on Record
Last Sale	$283,000 (Aug 2007)
Tax Bill	$8,597 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P54-232`

Property Details

APN / Parcel Number

Primary APN	`P54-232`
Alternative APN	`35915`

Interior

Bedrooms	3 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,611 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	35915
Street Address	152 LAUREL CREST LN
City	MILL SPRING
State	NC
Zip	28756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #21 PHASE I SECT L, LAKE ADGER, 0M08 MOUNTAIN PARK 09
Legal Subdivision	MOUNTAIN PARK
Legal Phase	1
Legal Lot Number	21
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3027
Census Tract	920201

Owner

Source: Polk County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	152 LAUREL CREST DR, MILL SPRING, NC 28756-5500
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007 · Amount on Record
Deed Sale	Aug 17, 2007 · Amount on Record
Prior Sale	Nov 18, 2004 · Amount on Record
Deed Book / Page	357 / 432
Last Transfer Date	Dec 23, 2010
Transfer Doc	00384/1518
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jun 9, 2026
Property Address	152 LAUREL CREST LN, MILL SPRING, NC 28756
Document Number	0500000794
Book / Page	500 / 794
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	152 LAUREL CREST DR, MILL SPRING, NC 28756-5500
Investor	Possibly a Property Investor

Mortgage

Document Number	0500000794,
Date	Jun 9, 2026
Book Page	500/794

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	152 LAUREL CREST LN, MILL SPRING, NC 28756
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00427/1542
Date	Jul 12, 2017
Book Page	427/1542
Instrument	004653390012

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	152 LAUREL CREST LN, MILL SPRING, NC 28756
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00443/2455
Date	Oct 21, 2019
Book Page	443/2455

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,597.00 (+6.74%)	$1,711,384 (+36.58%) Land $195,000 Building $1,516,384	$1,711,384 (+36.58%) Land $195,000 Building $1,516,384
2023	$8,054.00	$1,253,030 Land $109,696 Building $1,143,334
2021			$1,253,030 Land $109,696 Building $1,143,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Laurel Crest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures