255 Gregory Dr, Cheney, WA 99004 Property Records

Spokane County property record for 255 Gregory Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1976
Lot Size	0.299 acres (13,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (May 2022)
Tax Bill	$4,041 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13143.2013`

Property Details

APN / Parcel Number

Primary APN	`13143.2013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,008 sqft (0.299 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	255 GREGORY DR
City	CHENEY
State	WA
Zip	99004-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CALDWELL 4TH LT 7 & PRT OF LT 6 DAF; BEG AT ELY COR OF LT 6 TH SWLY ALG THE SELY LN OF LT 6 A DISTANCE OF 10FT TH N02DEG 40M IN 22SEC W16.91FT TO ELY LN OF LT 6 TH S38DEG 08MIN 53SEC E15.6 FT TO POB BLK 1
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	CALDWELL
Legal Block	1
Legal Lot Number	7,6
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2007
Census Tract	14002

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 GREGORY DR, CHENEY, WA 99004-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	20227210104
Prior Transfer Date	Jan 16, 2012
Prior Transfer Doc	0006061160
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2022
Property Address	255 GREGORY DR, CHENEY, WA 99004-1102
Document Number	0007210104
Map Reference	VOL 1 PG 100
Instrument Date	May 19, 2022
Instrument	7210104
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,357.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007210105
Date	May 24, 2022
Instrument	7210105

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	255 GREGORY DR, CHENEY, WA 99004-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006955679
Date	Aug 14, 2020
Instrument	6955679

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,041.00 (+0.9%)	$372,100 (+17.34%) Land $80,000 Building $292,100	$372,100 (+17.34%) Land $80,000 Building $292,100
2025	$4,005.00 (+50.68%)
2024		$317,100 (+28.12%) Land $75,000 Building $242,100	$317,100 (+28.12%) Land $75,000 Building $242,100
2023	$2,658.00 (-3.13%)	$247,500 Land $40,000 Building $207,500	$247,500 Land $40,000 Building $207,500
2022	$2,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: DCI.

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