255 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 255 E College St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$329,500 (Jun 2017)
Tax Bill	$438 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-112-005`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-112-005`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1920
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	199 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	255 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIETS EPT FRNT 66.00
Legal Subdivision	VIETS EPT FRNT
Legal Block	112
Legal Lot Number	31
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

255 E College St is owned and occupied by two individuals who acquired it in December 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 E COLLEGE ST, OBERLIN, OH 44074-1355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Grant Deed, Transfer HOWARD HANNA MTG SVCS
Jun 21, 2017	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	0000633929
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000793555
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 14, 2020
Property Address	255 E COLLEGE ST, OBERLIN, OH 44074-1355
Document Number	0000793555
Instrument Date	Dec 1, 2020
Instrument	793555
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 E COLLEGE ST ELYRIA OH 440741355, ELYRIA, OH 44074-1355

Mortgage

Document Number	793556
Date	Dec 14, 2020
Instrument	793556

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15208

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 21, 2017
Property Address	255 E COLLEGE ST, OBERLIN, OH 44074-1355
Document Number	0000633929
Instrument Date	Jun 12, 2017
Instrument	633929
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,318.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 E COLLEGE ST OBERLIN OH 440741355, OBERLIN, OH 44074-1355

Mortgage

Document Number	633930
Date	Jun 21, 2017
Instrument	633930

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 255 E College St was $438.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$438.00	$9,040 (+0.07%) Land $6,200 Building $2,840	$25,810 (-) Land $17,710 Building $8,100
2024	$438.00 (+32.73%)	$9,034 (+50.49%) Land $6,199 Building $2,835	$25,810 (+50.5%) Land $17,710 Building $8,100
2023	$330.00 (+2.8%)	$6,003 (-0.12%) Land $4,676 Building $1,327	$17,150 Land $13,360 Building $3,790
2022	$321.00	$6,010 Land $4,680 Building $1,330
2021			$17,150 Land $13,360 Building $3,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 255 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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