Lorain County property record for 228 E College St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,376 sqft · built 1862 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $347,000 (Feb 2005) |
| Tax Bill | $5,157 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-086-109-052 |
| Primary APN | 09-00-086-109-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| 2nd Floor Area | 806 sqft |
| Attic Area | 309 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1862 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 69,260 sqft (1.59 acres) |
| Lot Dimensions | 435 ft deep x 159 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 488 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 228 E COLLEGE ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.68 ACRES 159.00 X 462.00 S/L 156 |
| Legal Subdivision | OBERLIN VILLAGE |
| Legal Block | 109 |
| Legal Lot Number | 156 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60100 |
The current owner of 228 E College St bought it in February 2005.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 228 E COLLEGE ST, OBERLIN, OH 44074-1302 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2005 · Amount on File |
| Deed Sale | Feb 15, 2005 · Amount on File |
| Deed Document Number | 2005000753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 228 E COLLEGE ST, OBERLIN, OH 44074-1302 |
| Document Number | 0000689900 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 E COLLEGE ST OBERLIN OH 440741302, OBERLIN, OH 44074-1302 |
| Document Number | 0000689900 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 689900 |
| Name | OHIO EDUCATIONAL CU |
|---|---|
| Address | SEVEN HILLS, OH 49131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
The 2025 property tax bill for 228 E College St was $5,157.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,157.00 | $109,800 (+%) Land $15,350 Building $94,450 | $313,700 (-) Land $43,850 Building $269,850 |
| 2024 | $5,157.00 (-14.14%) | $109,796 (-0.67%) Land $15,348 Building $94,448 | $313,700 (-0.67%) Land $43,850 Building $269,850 |
| 2023 | $6,006.00 (+2.77%) | $110,534 (+%) Land $11,694 Building $98,840 | $315,810 Land $33,410 Building $282,400 |
| 2022 | $5,844.00 | $110,530 Land $11,690 Building $98,840 | |
| 2021 | $315,810 Land $33,410 Building $282,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 E College St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures