255 E 12th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 255 E 12th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,701 sqft · built 1954
Lot Size0.4 acres (17,464 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Aug 2017)
Tax Bill$4,151 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.58-04-11

Property Details

APN / Parcel Number

Primary APN351200 128.58-04-11
Alternative APNs
  • 120012805800040110000000
  • 6871

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,701 sqft Living Area
1st Floor Area1,701 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialBrick
Lot Area17,464 sqft (0.4 acres)
Lot Dimensions118 ft deep x 148 ft wide
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchOpen Porch
Porch Area162 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6871
Street Address255 E 12TH ST
CityOSWEGO
StateNY
Zip13126-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal SubdivisionTHE CITY OF OSWEGO
Legal Block4
Legal Lot Number11.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1029
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address255 E 12TH ST, OSWEGO, NY 13126-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2017 · Amount on Record
Deed SaleAug 8, 2017 · Amount on Record
Prior SaleJul 17, 2008 · Amount on Record
Deed Document Number20177411
Record UpdatedOct 29, 2026

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateAug 8, 2017
Property Address255 E 12TH ST, OSWEGO, NY 13126-2807
Document Number0000007411
Instrument DateAug 4, 2017
Instrument7411
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 E 6TH ST OSWEGO NY 131263214, OSWEGO, NY 13126-3214

Mortgage

Document Number7412
DateAug 8, 2017
Instrument7412
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2047

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,151.00 (-1.17%)
2025$4,200.00$224,000 (+45.45%) Land $25,000 Building $199,000$224,000 (+20.73%) Land $25,000 Building $199,000
2023$154,000 Land $22,100 Building $131,900$185,542 Land $26,626 Building $158,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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