215 E 12th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 215 E 12th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,661 sqft · built 1957
Lot Size0.253 acres (11,050 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Jul 2022)
Tax Bill$3,281 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.50-04-19

Property Details

APN / Parcel Number

Primary APN351200 128.50-04-19
Alternative APNs
  • 120012805000040190000000
  • 6930

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,661 sqft Living Area
1st Floor Area1,661 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,050 sqft (0.253 acres)
Lot Dimensions130 ft deep x 85 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area70 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6930
Street Address215 E 12TH ST
CityOSWEGO
StateNY
Zip13126-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block4
Legal Lot Number19.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1028
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address215 E 12TH ST, OSWEGO, NY 13126-2805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleAug 25, 1994 · Amount on Record
Deed Document Number2022R-2022-008162
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJul 28, 2022
Property Address215 E 12TH ST, OSWEGO, NY 13126-2805
Document Number0000008162
Instrument DateJul 22, 2022
InstrumentR-2022-008162
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$676.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address155 E 2ND ST, 155, OSWEGO, NY 13126-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 E ALBANY ST APT 6E, 6E, OSWEGO, NY 13126-2920

Mortgage

Document Number0000008163
DateJul 28, 2022
InstrumentR-2022-008163
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
AddressLIVERPOOL, NY 13088
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,281.00 (-1.03%) Veteran's exemption
2025$3,315.00$187,000 (+62.61%) Land $22,100 Building $164,900$187,000 (+34.97%) Land $22,100 Building $164,900
2023$115,000 Land $16,100 Building $98,900$138,554 Land $19,398 Building $119,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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