255 Dover Bluff Dr, Orange Park, FL 32073 Property Records

Clay County property record for 255 Dover Bluff Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,698 sqft · built 2002
Lot Size	0.168 acres (7,333 sqft)
Owner	2 Owner Names on Record
Last Sale	$161,900 (Jul 2002)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-013-23`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-013-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,698 sqft Heated Area
Gross Area	3,296 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,333 sqft (0.168 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	255 DOVER BLUFF DR
City	ORANGE PARK
State	FL
Zip	32073-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 23 CUTTERS POINT AS REC OR 2078 PG 1636
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	CUTTERS POINT
Legal Lot Number	23
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30206

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	255 DOVER BLUFF DR, ORANGE PARK, FL 32073-7693
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2002 · Amount on Record
Deed Sale	Jul 26, 2002 · Amount on Record
Prior Sale	Mar 7, 2002 · Amount on Record
Deed Document Number	200245297
Deed Book / Page	2078 / 1636
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	255 DOVER BLUFF DR, ORANGE PARK, FL 32073-7693
Document Number	0041431821
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 DOVER BLUFF DR ORANGE PARK FL 320737693, ORANGE PARK, FL 32073-7693

Mortgage

Document Number	0041431821
Date	Nov 27, 2018
Book Page	004143/001821
Instrument	61365

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00 (-7.75%) Homeowner's exemption	$175,947 (+5.99%)	$383,956 (+3.66%) Land $45,000 Building $338,956
2023	$2,245.00 (+8.87%) Homeowner's exemption	$166,009 (+3%)	$370,384 (+16.11%) Land $45,000 Building $325,384
2022	$2,062.00 Homeowner's exemption	$161,174	$318,982 Land $40,000 Building $278,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20