Clay County property record for 248 Dover Bluff Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,690 sqft · built 2002 |
| Lot Size | 0.248 acres (10,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,000 (Nov 2021) |
| Tax Bill | $1,859 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-25-007865-013-78 |
| Primary APN | 03-04-25-007865-013-78 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 1,690 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,812 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 DOVER BLUFF DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 78 CUTTERS POINT AS REC OR 3953 PG 306 & 4208 PG 1062 FJ, 4537 PG 2046 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | CUTTERS POINT |
| Legal Lot Number | 78 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 30206 |
248 Dover Bluff Dr is owned and occupied by an individual who bought it in November 2021.
Source: Clay County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 CROWN WAY, ATOKA, TN 38004-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC |
| Mar 24, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Mar 24, 2017 · Amount on File |
| Deed Document Number | 202173799 |
| Deed Book / Page | 4537 / 2046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 19, 2021 |
| Property Address | 248 DOVER BLUFF DR, ORANGE PARK, FL 32073-7691 |
| Document Number | 0045372046 |
| Book / Page | 4537 / 2046 |
| Map Reference | MB 35 PG 59-64 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021073799 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICA S CHOICE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,086.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4849 SCOTCH PINE CT, 4849, JACKSONVILLE, FL 32210-7917 |
| Name | Verified Name |
|---|---|
| Address | 248 DOVER BLUFF DR, ORANGE PARK, FL 32073-7691 |
| Document Number | 45372048 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 4537/2048 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 248 DOVER BLUFF DR, ORANGE PARK, FL 32073-7691 |
| Document Number | 0039560306 |
| Book / Page | 003956 / 000306 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 14789 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 DOVER BLUFF DR ORANGE PARK FL 320737691, ORANGE PARK, FL 32073-7691 |
| Document Number | 39560307 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 003956/000307 |
| Instrument | 14790 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
The 2025 property tax bill for 248 Dover Bluff Dr was $1,859 with a homeowner's exemption, down 47.6% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,859.00 (-47.6%) Homeowner's exemption | $283,961 | $314,322 Land $45,000 Building $269,322 |
| 2024 | $3,548.00 (-6.46%) | ||
| 2023 | $3,793.00 (+6.31%) Homeowner's exemption | $267,922 (+3%) | $302,546 (+16.31%) Land $45,000 Building $257,546 |
| 2022 | $3,568.00 Homeowner's exemption | $260,119 Land $40,000 Building $220,119 | $260,119 Land $40,000 Building $220,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Dover Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Dover Bluff Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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