255 Bay Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 255 Bay Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1970
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Feb 2008)
Tax Bill$3,363 (2024)
Flood ZoneZone X (minimal risk)
APN00496670-000000

Property Details

APN / Parcel Number

Primary APN00496670-000000
Alternative APNs
  • 33613900496670000000
  • 1614581

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions50 ft deep x 100 ft wide
PorchFlorida Room
Porch Area196 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1614581
Street Address255 BAY DR
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 LOT 16 AND LOT 14 LAZY LAGOON KEY LARGO PB2-126 OR462-622 OR528-879 OR943-1954AFF OR943-1955D/C OR1500-770/71R/S OR2117-634 OR2346-1766/67
Legal Range39E
Legal Township61S
Legal Section33
Legal SubdivisionLAZY LAGOON
Legal Block1
Legal Lot Number16,14
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1040
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8001 GRAND CANAL DR, MIAMI, FL 33144-2149
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2008 · Amount on Record
Deed SaleFeb 22, 2008 · Amount on Record
Deed Document Number20081683257
Deed Book / Page2346 / 1766
Prior Transfer DateNov 29, 2007
Prior Transfer Doc0023461766
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$505,279 (+25.58%) Land $374,838 Building $130,441$505,279 (+25.58%) Land $374,838 Building $130,441
2024$3,363.00 (+9.08%)
2023$3,083.00 (+13.22%)$402,354 (+20.73%) Land $284,113 Building $118,241$402,354 (+20.73%) Land $284,113 Building $118,241
2022$2,723.00$333,267 Land $247,106 Building $86,161$333,267 Land $247,106 Building $86,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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